NIL
College football season now guaranteed a happy ending, plus it’s portal time
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In the first two years of the 12-team Playoff era, teams with first-round byes went 1-7. But five of those seven were underdogs or tiny favorites anyway, and the lone winner just humiliated Alabama by 35 in easily the greatest moment in program history (so far). So I think it’s a wash.
Either way, college football has joined the NFL and MLB debates on whether it’s bad or good to get a free pass to the second round. Happy New Year!{{/ifContains}}
Absolute Cinema: What a fresh final four
The best story still on the table in this college football season is pretty obvious, because it’d be one of the best stories in American sports history: the ever-hopeless Indiana Hoosiers (38-3 vs. Alabama in yesterday’s Rose) winning it all for the first time ever, almost literally out of nowhere.
But most of us can agree it’d feel nearly as good, if more of an LMAO kind of good, to see Ole Miss (39-34 vs. Georgia in the Sugar, a game-of-the-year contender) spite Lane Kiffin by winning the Rebels’ first title since their 1962 claim, right? Based on their scores in games against Georgia, maybe they’re better without him anyway.
If neither of those happen, we could have a far worse consolation moment than Oregon (23-0 vs. Texas Tech in the Orange) getting its first ring after several cruel near-misses during its decades-long rise. These relentlessly aggressive Ducks are never boring. Either Indiana or Oregon would be FBS’ first new national champion since 1996 Florida.
Five-time champ Miami (24-14 vs. Ohio State in the Cotton) is the closest thing to a historical ringer here, but anyone who remembers the 1980s or 2000s could honor a sixth by regaling the youths about the Hurricanes of yore. Plus, the championship’s in Miami. Imagine the Canes vs. Fernando Mendoza, whose high school is across town from Hard Rock Stadium.
Look at those four teams. There’s no evil empire left. The Hoosiers and Rebels just knocked out the Tide and Dawgs. Miami handed Ohio State the biggest upset in Playoff history on Friday. Anyone still mad at, I dunno, Clemson can rewatch the Pinstripe Bowl. Brian Kelly’s unemployed, not that he ever won anything big anyway. The vibes are immaculate.
Remember when guys with big microphones told you the NIL era would permanently entrench college football’s uppermost layer, ensuring nobody new ever got to do anything cool? Are those guys ever right about anything?
Now look at us. Those of us without teams still in this fight: We can’t lose. This is gonna rule. Though, yes, America’s primary team is from Bloomington.
- Title odds, per Austin Mock’s projections: Peach Bowl opponents Indiana (35 percent) and Oregon (29 percent) lead, with the Fiesta’s duo splitting the rest. The Hoosiers are football championship favorites. Say it until you can believe it’s real. (BetMGM opening lines: Indiana -4 and Miami -3.)
- Since the Sugar Bowl ended late, you gotta catch up on everything that happened in the final minute. Trinidad Chambliss heroics and Rebels kicker Lucas Carneiro nailing his third bomb of the night were the sensical parts. After that, Georgia’s desperate kick return resulted in a safety. Confetti fell. But the refs put a second back on the clock, the Dawgs recovered an onside kick, Ole Miss again thought it’d won, Georgia ran around for a while and then the Rebels finally won. Entertainment!
- So much about Ohio State’s season now feels telling in hindsight. All those nondescript gimmes against overmatched teams. The annual Ryan Day consternation is here, one month later than usual.
- Despite all the (justified) game-management jokes in the world, Miami’s here because of Mario Cristobal.
- Texas Tech’s big-money season (there’s the money mention again) looked like it was about to go down as a total success, regardless of what happened yesterday. Getting shut out changed that.
- “The Audible,” up late last night: Indiana has no interest in being a mere Cinderella.
Hey, side note: Remember all those takes about JMU’s 17-point loss to Oregon in Round 1? How it allegedly proved the entire G5 should go join the NAIA or something?
Unlike the Big 12 champions yesterday, the Dukes managed to score on Oregon. Got 34 points, in fact. (And no, they weren’t all against backups. I saw Dante Moore still throwing, late in the fourth.) JMU outrushed Alabama’s two-game Playoff effort by 135 yards, too. Is Joel Klatt gonna express condescending sympathy for the Crimson Tide, one of the most helplessly outmuscled teams in Playoff history?
A year prior, various SEC figures slammed Indiana for getting humbled by Notre Dame in an opening-round game, allegedly having stolen a spot from a three-loss SEC team. Anyway, that conference then got swiftly erased from last year’s Playoff as supposed snubs Bama and South Carolina lost their bowls.
In both years of the 12-team era, to issue a bold proclamation based on the first couple results has meant looking kind of silly just a few days later. It’s OK to let things happen.
Quick Snaps
🅾️ For much of this season, college football’s highest-rated team was Ohio State, while the lowest-rated team in Division III was just two hours away: Oberlin, which went an emphatic 0-10. Guess which team had more fun? (Fun fact: The Yeomen were also the last Ohio team to beat the Buckeyes in football, getting it done in 1921.)
🏆 Coaches on two different sides of yesterday’s ledger:
- “This is a playoff, and in my opinion, should’ve been played in Lubbock, Texas.” Dan Lanning’s right, even though it would’ve made things tougher on his Ducks yesterday. (Maybe not 23 points tougher.)
- Elsewhere, Kirby Smart saying the Sugar Bowl felt at times like a road game wasn’t sour grapes. Giving every top seed a home game, even at the expense of those apparently risky byes, will surely be part of somebody’s case for a 16-team Playoff.
📺 The NFL had 84 of 2025’s 100 most-watched TV events, per Sports Business Journal. College football was the second-biggest presence, with half of the other 16. Bet 2026 started hot, too.
Still Alive: Welcome to the all-at-once portal era
Because there isn’t enough going on, today is the first day of 2026’s only football portal period, lasting through Jan. 16. In the previous world, a 30-day December window was followed by 15 days in April. Now there’s only one shot to get it right.
“This is a new deal for all of us. You can’t fix it again in May if you mess it up. We have to be great during these 14 days and be efficient with our time and resources. If you miss on a kid, you can’t fix it. Our kids’ and coaches’ lives will be determined by these next 14 days.”
That’s Tulsa head coach Tre Lamb, explaining part of the thinking behind the Portal House. In a five-bedroom, Xbox-laden house near the Golden Hurricane’s campus, Lamb’s staff will host visiting prospects day and sometimes literally night. The viral-friendly experiment might sound like a gimmick, but it’s kind of the opposite:
“You’re saving money because you’re not taking guys to Ruth’s Chris and Polo Grill every night where it’s $2,000-$3,000 dinners every single night. … You’ve got $180,000 in your recruiting budget. We would rather bring guys to campus and to this house.”
If this works well, expect it to be copied once the portal re-opens … in 2027. More here.
As for the big names to know:
- Probably gonna link to this another time or two, so you might as well just have it open: 2026 transfer QB rankings, to be updated with destinations and more names. As noted, Cincinnati QB Brendan Sorsby could be this cycle’s money man.
- Top five portal players at each non-QB position. Highest upside: Auburn WR Cam Coleman. Best name: NC State RB Hollywood Smothers. Most decorated: Utah edge John Henry Daley, potentially a major get for Kyle Whittingham’s Michigan.
- In those two links, No. 7 QB Rocco Becht and five of those 50 non-QB players are all leaving Iowa State. Would’ve been Big 12 contenders, now following Matt Campbell to Penn State?
More portal next week, and more on the site until then.
January Madness: SEC’s bowl record matters as much as you want
The SEC’s mark in this season’s postseason games against non-SEC teams: 2-6. Average score against ACC, Big 12 and Big Ten teams: 27-20.
Neither of those two wins merits much bragging, either. Ole Miss won a home Playoff game against an 11th-seeded Tulane team that it’d already beaten in the regular season, and No. 13 Texas beat an interim-coached No. 18 Michigan 41-27 in the Citrus.
Otherwise, it was a lot of stuff like No. 23 Iowa winning 34-27 in Tampa, putting to rest talk of No. 14 Vanderbilt having been a Playoff snub.
The SEC has failed the likes of whoever sponsors the Music City Bowl these days (Illinois 30, Tennessee 28). How much does that matter? Two simultaneous truths:
- Bowl results have always said dubious things about how good any particular team might be. In the modern era, that’s due to opt-outs and coaching changes, but it’s been a thing for decades. The polls didn’t unanimously start counting bowls toward national titles until the 1970s. Even a decade ago, when rosters were quaint in their stability, teams in bowls simply did not behave like themselves. Ask anyone who’s ever worked with computer power ratings. So the SEC’s ugly winter (and mere 13-11 record across the previous two postseasons) might not accurately reflect team quality.
- But if the SEC’s gonna talk our ears off about its depth, it has to dominate, regardless of context. It had a mostly good non-con during this regular season, which mostly backed up this summer’s schedule-strength PR. Thing about PR, though: You don’t get to choose which games the public ignores. Football still happened this past week. We saw it.
Tonight, we’ll see if 5-7 Mississippi State can impress in the Mayo Bowl against 8-4 Wake Forest. Very funny to consider how many serious narratives hinge on which coach takes a mayo dump to the skull.
After that, if the Rebels win the national championship, these things will become mere fun facts. But if they don’t reach the title game, these things will be especially fun facts for those who enjoy SEC schadenfreude.
- Other bowl note: Citrus Bowl star Arch Manning’s probably about to be a two-time offseason Heisman favorite. First to pull that off without winning it in the meantime since … a former Citrus Bowl star named Peyton? (Trevor Lawrence was really close to doing it.)
That’s it for today. Just nine games left, including today’s four bowls on the watchability calendar below. Don’t forget Sunday’s Division III championship in Canton, Ohio’s Stagg Bowl (three-trophy dynasty North Central vs. high-scoring upstart Wisconsin-River Falls) and Monday’s FCS title game in Nashville (10.5-point BetMGM favorite Montana State vs. road warrior Illinois State). See you Tuesday.

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NIL
Fernando Mendoza Spurned Miami’s $3 Million Offer To Join Indiana

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Fernando Mendoza turned down major NIL offer from Miami to join Indiana.
Fernando Mendoza has become the top quarterback in college football. The Indiana Hoosiers star captured the Heisman Trophy and is now one win away from leading Indiana to its first national championship in program history.
Indiana will meet the Miami Hurricanes at Hard Rock Stadium in Miami Gardens on January 19, a matchup that adds an extra layer of intrigue.
Not only is the national championship game being played in Miami’s home stadium, it also represents a homecoming for Mendoza. He attended Christopher Columbus High School in Miami, where he won a state championship — the same school Hurricanes head coach Mario Cristobal attended.
Mendoza’s father was teammates with Cristobal at Christopher Columbus, while his mother played college tennis at the University of Miami. Mendoza grew up just a mile from the university’s campus.
That background raises a natural question: How did Mendoza end up at Indiana instead of Miami — and now find himself facing the Hurricanes in the biggest game of his career?
More Indiana football on Heavy: Indiana Football Accused of Cheating as Wild Social Media Rumor Spreads
Fernando Mendoza Wasn’t Offered by Miami
Coming out of high school, Mendoza was a three-star prospect, ranked as the No. 135 quarterback in the country and the No. 250 overall player in Florida, according to 247Sports. Despite his local ties, the only Power Four program to offer him a scholarship was California Golden Bears, where he ultimately committed.
At the time, then-Miami head coach Manny Diaz and his staff never extended an offer and were even hesitant to bring Mendoza on as a walk-on, according to The Athletic’s Dane Brugler.
Mendoza entered the transfer portal last December, and many believed he could land with his hometown team, which was searching for a replacement for Cam Ward. That scenario never materialized, even though Miami eventually made an offer.
Miami Was Turned Down by Fernando Mendoza
Miami was desperate to replace its Heisman Trophy finalist from the 2024 season and reportedly made Mendoza a lucrative NIL offer, according to Newsweek’s Ben Dogra.
“Mendoza made $2.3 million from Indiana, but he only made $100,000 at Cal,” Dogra said. “But he was offered more by the University of Miami and turned it down. That’s why they got Carson Beck.”
So why didn’t Mendoza choose Miami? Dogra said the decision had everything to do with development, despite the Hurricanes’ larger offer.
“Let’s just say Indiana was a better fit,” Dogra said. “If you’ve got a kid from Florida that goes to Cal broke for three years and then transfers to Indiana, and his NIL money is going significantly up — let’s say $2 million-plus — but he was offered $3 million-plus at Miami, his hometown, there’s a reason he didn’t take it.
“The reason he didn’t take it is because he had a better chance to become a more successful quarterback and grow to get ready for the next level. And that’s exactly what happened. So that’s coaching.”
Mendoza is now widely viewed as the projected No. 1 overall pick in the NFL draft, a selection currently held by the Las Vegas Raiders.
Before the draft becomes the focus, Mendoza has one more goal: leading Indiana to its first national championship. At this point, he is already considered a Hoosiers legend. If he delivers a title in his hometown — against the team that once passed on him — that legacy will only grow larger.
Shane Shoemaker Shane Shoemaker is a sports journalist covering college football and the NFL for Heavy.com. His work has also appeared in The Sporting News, Athlon Sports, USA TODAY, and ClutchPoints, along with high school sports coverage for the Marion Tribune. More about Shane Shoemaker
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NIL
No. 1 transfer portal defender set to visit fourth college football program
Nearly 5,000 Division I college football players have officially entered the NCAA transfer portal since it opened for business on January 2. The numbers are vast, but the cream of the crop always rises to the top.
There are a few positions that aren’t as deep on the open market this year, including offensive tackle and linebacker. The top players at those spots are becoming increasingly coveted by teams looking to flip their rosters ahead of the 2026 season.
MORE: 3,500-yard college football transfer QB announces commitment after All-American season
In a recruitment that has provided plenty of twists and turns, one of the most desired defenders in the portal continues to explore his options.

According to CBS Sports’ Matt Zenitz, Pittsburgh junior linebacker transfer Rasheem Biles is expected to visit Miami on Sunday, the final day before a dead period. Biles previously took trips to Texas, Michigan, and Colorado. He also cancelled a visit to Florida State.
The Hurricanes are gearing up for a national championship appearance against the Indiana Hoosiers next week, but are pulling double duty in the portal. Miami is a known spender in the NIL era, while the Longhorns and Wolverines have plenty of funds as well.
A big payday appears to be exactly what Biles is searching for, going into his final season of eligibility. There’s a good chance he’ll be able to cash in, considering his production at Pittsburgh over the last three years. Biles is ranked No. 1 among linebackers in the transfer portal, per On3.
MORE: Big 10 starter eyeing three major programs in college football transfer portal
In just ten games this past season, Biles totaled a career-high 101 tackles, 17 tackles for loss, 4.5 sacks, 2 forced fumbles, 1 fumble recovery, 4 pass deflections, 2 interceptions, and three defensive touchdowns. He tied for the most pick-sixes in the country, earning a second-team All-ACC selection. Biles ranked in the top five in the conference in total tackles and tackles for loss.
Biles broke onto the scene in 2024, recording 82 tackles, 14.5 tackles for loss, 5.5 sacks, 1 forced fumble, 1 fumble recovery, 9 pass deflections, and 1 interception that he returned for a touchdown.
The Ohio native tied the Pittsburgh record for blocked kicks in a single season during his true freshman campaign. He blocked three punts, getting his hands on a kick against West Virginia, North Carolina, and Florida State.
Biles stands at 6-foot-1, 215-pounds. He will have one season of eligibility remaining.
Read more on College Football HQ
• College Football Playoff team loses key starter to NCAA transfer portal
• Top 3 transfer portal landing spots for UNLV QB Anthony Colandrea
• Bowl game star leaving team to enter college football transfer portal
• College football team set to be without nearly 20 players for upcoming bowl game
NIL
Mark Cuban reveals message to Indiana after donating to football program
As Curt Cignetti and Indiana put together a storybook run to the national championship game, Mark Cuban watched closely. He has made multiple donations to his alma mater’s football program, including one ahead of this year’s transfer portal cycle.
Cuban graduated from Indiana in 1981 before becoming an entrepreneur and owner of the Dallas Mavericks. Over the last two years, since Cignetti arrived in Bloomington, he has contributed to the school amid the Hoosiers’ historic turnaround.
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But when Cuban cuts checks for IU, he told SiriusXM College Sports Radio he doesn’t ask for much in return. Simply, he just wants one thing: to win.
“I just say the same thing all the time. … I just say, ‘Win, motherf—ers,’” Cuban said ahead of Friday’s Peach Bowl. “That’s it.”
Indiana has certainly done that this year. The Hoosiers improved to 15-0 with the Peach Bowl win over Oregon, which they dominated from the start. IU forced three turnovers from Dante Moore, including a pick-six on the first play of the game, en route to the 56-22 victory at Mercedes-Benz Stadium. That sent Indiana to the national title game, where Miami will await Jan. 19.
Mark Cuban: ‘I’m the luckiest dude in the world’
Prior to Curt Cignetti’s arrival, Indiana was the losingest program in college football history and had never won 10 or more games in a season. But over the last two years, the Hoosiers are 26-2 with two College Football Playoff appearances – and they still have one more game to go.
For Mark Cuban and other alumni, it’s an opportunity to show out and support. The IU faithful seemingly took over Mercedes-Benz Stadium for Friday’s game, proving the power of having the largest alumni base in the country.
“Look, I’m the luckiest dude in the world,” Cuban said. “To be able to be in this situation – and I know they’ll be good to me and all that kind of stuff. I get the nice suite. I have to pay for it, but at least I get first crack at it. The reward is, when we win, every Hoosier fan everywhere – my buddies, my boys. I played rugby at IU, so all my teammates, a bunch of them are here. They flew in from all over.
“All my buddies that I grew up with, went to IU with, lived with in Dallas. They’re all here. They all flew down. Come on, now. You don’t live forever. These are the moments.”
NIL
Former 5-star prospect linked to four major college football programs
The NCAA transfer portal is now in its final week for college football players to enter their names in search of a new school for the 2026 season. The portal officially opened on Jan. 2 and will close on Jan. 16.
More than 4,000 players from all different areas of the college football world have decided to transfer to new programs next season in the weeks after the 2025 season’s end. Much of the shuffling on the Power Four level involves the search for better NIL compensation or quicker paths to playing time.
One significant Power Four name on the move is former Missouri defensive end Damon Wilson II. He will have two seasons of eligibility remaining at his third school.

The 6-foot-4, 250-pounder began his college football journey with Kirby Smart at Georgia in 2023. Wilson used his redshirt that season, making two tackles to go with half a sack in the Bulldogs’ games against Florida and Ole Miss.
The Bulldogs featured Wilson in 12 of their 14 games in the 2024 season. He made 22 total tackles along with three sacks and a pair of forced fumbles, assisting Georgia in a run that featured an SEC Championship victory and College Football Playoff appearance.
Wilson transferred to Missouri in the 2025 offseason. In 12 games with the Tigers, he made 23 tackles and compiled a team-high nine sacks, a fumble recovery, two pass breakups and an interception.
247Sports and On3 consider Wilson a top 10 prospect and the consensus No. 2 defensive end in the 2026 portal cycle. Pete Nakos of On3 reported four different linkages between Wilson and Power Four schools on Saturday.
LSU
Lane Kiffin has established a reputation as one of the biggest users of the transfer portal in college football. So far, LSU has 18 commitments in Kiffin’s first portal class.
LSU has already made two acquisitions at defensive end from the SEC ranks in the portal cycle. Wilson would be the most proven addition to that position group should he commit to the Tigers out of the portal.
Miami

One of the most important tasks for the Hurricanes this offseason will be replacing a pair of dominant defensive ends, Reuben Bain Jr. and Akheem Mesidor. The run to the 2025 College Football Playoff national championship has reduced much of Miami’s portal activity to visits in the first week of the portal’s window.
If proximity to the hometown is important, Miami is the closest of the four schools to Wilson’s hometown of Venice, Florida. Though Venice and Miami are on different coasts of Florida, the drive takes a little more than 3 hours.
Ohio State
The Buckeyes are another College Football Playoff team seeking defensive end talent for its 2026 roster. With Caden Curry running out of eligibility and Beau Atkinson likely to head to the NFL draft, Ohio State is working the portal to find new options.
CJ Hicks is heading for USF, and Kenyatta Jackson Jr. will likely remain at Ohio State another season. The Buckeyes have yet to add a defensive end from the portal, despite adding players at other positions.
Texas Tech

The Red Raiders began scouring the NCAA transfer portal for talent the moment it opened. Some notable acquisitions include quarterback Brendan Sorsby (Cincinnati), defensive lineman Mateen Ibirogba (Wake Forest) and linebacker Austin Romaine (Kansas State).
If NIL compensation is a driving factor in Wilson’s decision, Texas Tech is a strong fit. However, the Red Raiders have already acquired defensive ends Adam Trick (Miami, OH), Amarie Fleming (Allen) and Trey White (San Diego State), so playing time could be more sparse for Wilson there.
NIL
No. 3 transfer portal player delivers bad news to major college football programs
Two of the biggest programs are college football got some transfer portal bad news as one of the top players in the portal reportedly made his commitment on Saturday. Neither Ohio State nor LSU will lack for talented football players in 2026, but one player each school had reportedly coveted is moving on.
Penn State transfer Chaz Coleman has reportedly made his commitment to Tennessee on Saturday morning. Coleman, who had been ranked as the No. 3 player in the portal by On3sports and the No. 5 player by 247sports, had long been linked to Ohio State as a recruiting favorite. On the other hand, LSU had received a recent visit from Coleman. But neither school was able to land him away from the Volunteers.
Coleman was a four-star recruit out of Ohio in the class of 2025. He took official visits to Kentucky, Penn State, and then Ohio State in the final days before the early signing period, but chose to sign with Penn State. The 6’4″ EDGE has bulked up to near 250 pounds, but saw little action in his season at Penn State, making eight tackles in nine games. He’ll have three years of remaining eligibility.
Favorites Come up Empty on Coleman
Ohio State had long been considered the favorite to sign Coleman. Pete Nakos of On3 tied Coleman to Ohio State early in the portal process. Coleman visited Ohio State last week and the vast majority of On3 prediction were for the Buckeyes.
LSU, on the other hand, was thought to be more of a last-minute option for Coleman. He visited Lane Kiffin and the Tigers first, before heading to Tennessee and OSU, and many thought LSU had positioned itself as a switch-over option from the Buckeyes.
Tennessee, on the other hand, has several former Penn State defensive coaching now on staff, with former coordinator Jim Knowles and co-coordinator Anthony Poindexter joining the Vol staff. Tennessee is clearly making good use of this connection, as Coleman is the third Penn State transfer that the Vols have snagged, with linebacker Amare Campbell and lineman Xavier Gilliam also on board.
The remaining EDGE market
The EDGE market is narrowing with the early commitment of John Henry Daley to Michigan and Coleman heading to Tennessee. LSU and Ohio State might move on to Missouri transfer Damon Wilson II. Oklahoma State’s Wendell Gregory could be another option there, although many are linking Gregory to Missouri at this time. The market on top EDGE talent is thinning out and two surprising teams came up empty on Chaz Coleman.
NIL
UCF, Houston Post ‘No State Income Tax’ NIL Photo Promos amid CFB Transfer Portal
The transfer portal is really bringing out some of the wildest recruiting tools from college football programs.
For example, on Saturday, both UCF and Houston posted photos on social media aimed at players in the transfer portal to advertise there is “no state income tax” in either Florida or Texas.
It’s certainly a big, bold strategy for both programs to take with the portal deadline approaching on Jan. 16. They could use any advantage at their disposal right now as they try to keep pace with the rest of the Big 12.
BYU is the only program in the conference behind Houston and UCF in 247Sports’ transfer portal rankings.
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