NIL

How NIL is playing role in Tennessee’s swim and dive program – The Daily Beacon

Published

1 day ago

January 7, 2026

When Tennessee swim and dive graduate Griffin Hadley arrived at the University of Tennessee, he entered a college athletics landscape that was already in flux.

The NCAA had just passed its name, image, and likeness (NIL) policy, allowing college athletes to make money from their brand. Swimmers were just trying to make sense of these changes.

Now, four years later, Hadley has graduated, but the chaos of NIL remains, and the UT swim team in particular tries to adjust to a new series of changes stemming from the House v. NCAA settlement.

This lawsuit allows schools like Tennessee, which opt into the deal, to start paying athletes a piece of the school’s athletic department revenue. The House v. NCAA also enforces a roster cap, which limited swimming and diving to only 30 athletes, with the SEC now proposing to lower caps even further, dropping the men’s cap down to 22.

These changes bring great concern for Hadley, who worries this will only create a divide between Olympic sports and the sports that are deemed to be ‘revenue-generating.’

“As far as Olympic sports go, Olympic sports are gonna start fighting for their life,” Hadley said.

With the new era of NIL and revenue sharing, UT swimming and diving is a unique place as a high-performing team at an ‘Everything School,’ but a non-revenue-generating Olympic sport in the era of the House settlement. Hadley, fellow graduate and 2024 Olympian Jordan Crooks, and former swim and dive strategic information director Josh Lively believe in the future of this team, but recognize that the financial realities of college athletics pose new challenges for programs like this.

Revenue sharing at Tennessee

The House settlement allows UT to allocate up to 18.5% of the school’s athletic revenue to athletes. Tennessee has chosen to divide this money, a total of $215,469,808, across all 16 NCAA-sanctioned sports.

During an October press conference, Tennessee’s Athletic Director Danny White shared the specifics of this revenue-share split. The football team receives 75% of the share, men’s basketball receives 15%, women’s basketball receives 5% and the last 5% is left to “other.”

The other comes out to about $900,000, he noted.

Based on those percentages and budget reports, during the 2024-2025 season, the football team received $162,539,638 in revenue, men’s basketball received $35,316,920, and women’s basketball received $4,352,348, according to Tennessee athletic public records. Swim and dive earned a percentage of the 5% left, which came out to $370,687 for the combined teams.

White said that these numbers are “consistent with the House settlement.”

While swimming & diving’s numbers remain low, despite both the men’s and women’s teams finishing top-five nationally in both of the last two seasons, Lively is still impressed that White allocated any money to swimming and diving. Opting to rev share with those programs, Lively said, emphasizes White’s commitment to the ‘Everything School’ tagline at Tennessee.

“Danny specifically has been all in on day one of ‘We’re gonna be an everything school. We’re gonna try to give everyone a piece of the pie when it comes to rev share,’” Lively said. “And he has never wavered from that.”

UT sports studies professor and NIL expert Dr. Adam Love said Olympic sports like swimming have always faced an uphill battle for equitable funding and support, even on campuses like Tennessee’s, where swimming and diving are still getting some portion of the revenue-sharing pie.

“There are certainly inequities that exist when it comes to NIL rights,” Love said. “But to emphasize, those are also long-running inequities where there is a long struggle for Olympic sports seeking to carve out a little bit more of the pie.”

One way athletes bring in revenue is through storytelling, both at the individual and team level. But on an SEC campus largely dominated by football, capturing audience attention can be challenging.

Lively’s job was to help sell a story of the swimming and diving team that inspired audience care. He wrote press releases for the program, managed media requests and ran the team’s social media account.

While his job now falls to Bryant Avery, these athletes have also taken it upon themselves to tell their own stories through social media in an effort to spread the word about the team’s success and generate individual side income through brand deals and social media advertising. UT even links to athletes’ Instagram accounts on the official school roster as a way to drive more traffic to those athletes’ profiles.

JB Bowling, Tennessee’s chief NIL officer, said that UT is committed to helping athletes capitalize on their experience as student-athletes at Tennessee in the NIL era.

“The ability to leverage their hard work to build a personal brand and potentially earn money is a tremendous advantage for students at schools like the University of Tennessee,” Bowling said in an email. “The benefits of NIL agreements go beyond immediate financial gains; they also include valuable connections with companies and brands that can lead to further opportunities after their athletic careers.”

Gui Caribe leads the men’s team in followers with 44.5K, while Mizuki Hirai leads the women’s team with 8,949 followers as of Nov. 17, 2025. Their content serves as an additional marketing arm for themselves and their program.

“It’s hard to showcase people multiple times, let alone consistently enough to be like ‘OK, let me help you build your brand up,’” Lively said.

Olympian Crooks would be one of the most obvious social media and NIL stars amongst the team, but Crooks says he, like Hadley, doesn’t have a ton of interest in social media or NIL. He finds it overwhelming, especially given everything else that he has going on as a student-athlete.

“It was just very confusing to me, and I wanted to just focus on my sport and be able to have a great four years in that aspect,” Crooks said. “I just didn’t really understand it, so I left it alone.”

Crooks finished his career at UT as a four-time NCAA champion, two-time SEC Swimmer of the Year and an 11-time conference champion. He credits some of his success to the fact that he chose not to have the distraction of NIL. Instead, Crooks focused solely on his sport and his studies while being on scholarship.

That was enough for him.

Investing in building a personal brand in the NIL is extra labor that some athletes choose to engage with, according to Love, but others like Crooks recognize that they aren’t interested in allocating time to such efforts.

“When I talk to people that have those kinds of followings, they often talk about how it takes a lot of time and effort to build that kind of brand and then develop content that’s gonna keep a large group of followers engaged,” Love said. “So certainly some people have benefited tremendously financially at least from being able to profit from NIL, but of course it’s also given rise to other conflicts, other complications both for student athletes and for athletic departments to deal with.”

These complications could include time management strains, interpersonal conflicts with teammates over brand deals and revenue, or other financial and personal stressors, situations that Crooks chose to avoid, despite the potential to generate revenue from his brand by pursuing such opportunities.

Future

During Hadley and Crooks’ careers, the men’s swim team progressed from an 18th-place finish to three top-10 finishes nationally. Meanwhile, the women’s team placed inside the top 10 all four years, climbing as high as No. 4

While Crooks and Hadley appreciate the investment UT has made into swimming and diving as part of its commitment to an “Everything School,” they still worry about the potential implications of this changing landscape on the future of the sport.

Bowling is more reassuring.

“NIL will always be a part of the landscape, but I don’t believe it will be the primary factor shaping the future of Olympic sports,” Bowling said. “Providing resources and creating opportunities will be crucial, and we will work to maximize those opportunities for our sports. However, we believe that a significant aspect of the future of our sports will continue to be the overall support we offer and the excellence of our coaches.”

Swimming and diving is objectively part of UT’s future in the House settlement plan, and 21st-year swimming and diving head coach Matt Kredich does have $370,687 in revenue sharing to play with on the recruiting trail and within his team.

Kredich is leading a stronger team, athletically and financially, than he ever has before, but Hadley knows as well as any Vol that so much can change in the college landscape in four years.

“This is the modern day of college athletics, and non-revenue and Olympic sports have to respond. It’s up to us,” Hadley said.

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Take a bow, college sports. You are broken in almost every way possible.

Published

6 minutes ago

January 8, 2026

Your Sports Nation

It’s easy to take shots at the leaders of college athletics for letting their industry spiral to the point of all-consuming dysfunction, but give them credit for one thing.

They have managed to come up with arguably the worst business model on earth.

Here’s how it works:

• Have an open bidding system for coaches and athletes, regulated by no one, that allows them to change jobs at will regardless of the length of their contracts and in fact encourages them to exert their leverage to obtain better deals every year.

• Do not pay the players for their ability to play football because that would make them employees. Rather, pay for their “marketing rights,” which avoids the employment conversation but complicates legal recourse in contractual disputes and ultimately leaves schools more vulnerable to chicanery and broken promises.

• Create a system that supposedly regulates payroll costs and ensures competitive balance by requiring a third-party clearinghouse to approve deals that don’t conform to their rules, only to then instruct said clearinghouse to ignore most of the rules they wrote because they’d probably lose a lawsuit.

• Ask your most successful and loyal customers, the donors, to continue shoveling money at those players for no real benefit other than the fleeting enjoyment of watching them play, not knowing if they’ll be worth watching play in the first place. Then, after those players decide to play the leverage game again, ask your richest fans to deliver an even bigger pile of money for a new set of players who will be gone in a year.

Take a bow, college sports. This is true brilliance at work.

While the College Football Playoff and March Madness always provide compelling theater, including a highly anticipated set of semifinals Thursday and Friday, the inner workings of college sports have never looked more unpleasant, disorganized and utterly doomed to be an anvil of failure hanging around the neck of those in charge.

We have roughly one-third of college football players in the transfer portal.

We have quarterbacks commanding $4 million and $5 million deals — essentially the equivalent of an NFL rookie salary for the No. 11 overall pick — that aren’t even guaranteed stars.

We have schools who begged for rules and guardrails to bring sanity and structure to the ecosystem using marketing companies to create financial packages for players, allowing them to exceed the revenue-share cap they negotiated just last year in the House v. NCAA settlement.

We have a situation at Washington where quarterback Demond Williams signed a revenue-sharing agreement to stay at the school, then turned around and announced he wanted to go into the transfer portal because he likely got a whiff of even bigger money somewhere else (cough, LSU, cough). Stay tuned to see how that one gets sorted out!

INGLEWOOD, CALIFORNIA - DECEMBER 13: Quarterback Demond Williams Jr. #2 of the Washington Huskies points up at the fans after throwing a scoring pass during the first half of the LA Bowl Game against the Boise State Broncos at Sofi Stadium on December 13, 2025 in Inglewood, California. (Photo by Kevin Terrell/Getty Images) — Demond Williams Jr.’s fight with Washington is just one of many problems with the current state of affairs in college sports. (Kevin Terrell/Getty Images)

(Kevin Terrell via Getty Images)

We have a college basketball product that is wide open for players who were professional athletes playing in the NBA G League or Europe, including former NBA draft picks. Good luck to the NCAA’s attorneys when someone who has signed an NBA contract in the past inevitably wants to come back to college for a big payday and gets denied eligibility because that’s an arbitrary bridge too far.

We have the NCAA throwing its hands up in the air on most of this stuff, waiting for Congress to pass legislation that gives it legal protection to enforce its rules. Given that the congressional lobbying effort hasn’t borne fruit since former NCAA president Mark Emmert started it more than six years ago, good luck getting that to the finish line now that we’re in another midterm election year and there are various domestic and international crises that will likely command most of their time.

Oh, and as bad as it looks based on stuff that’s public, the environment is so much more chaotic and distrustful behind the scenes.

Here’s an example.

A power conference administrator passed along a document signed on Dec. 3 — national signing day for high school recruits — that looked like an NIL deal between Tennessee’s Volunteer Club and a recruit that had flipped to the Vols that day.

But the reason the contract had been floating around among outraged administrative types was that the contract offering $85,000 worth of stipends, a paid apartment in Knoxville and $25,000 to pay the agent’s fees — while requiring nothing in return — was allegedly signed by the athlete’s grandmother.

Tennessee’s competitors felt it was a blatant attempt to circumvent the revenue-sharing cap. The document was sent to the NCAA, the SEC and the College Sports Commission, which is now the responsible party for policing this stuff. Nobody knew quite what to make of it.

Sources connected to the deal told Yahoo Sports the document was written in error by an inexperienced agent who didn’t know if a minor was allowed to sign a contract in that state and terminated it later in the day. Yahoo Sports has reviewed copies of the termination letter and a more standard NIL agreement with the player dated Dec. 5.

The point here is not that anybody did anything wrong. But it does provide a look into the inner workings of a business that is so unregulated that it would allow for such a mistake to happen in the first place while at the same time being such a believable story of potential cheating that other schools were actively trying to sic the CSC enforcement staff on Tennessee.

And, again, it’s worth emphasizing that the entire point of the House settlement and the creation of the CSC was to put entities like the Volunteer Club out of business and prevent these kinds of deals, or at the very least, construct a solid wall between recruiting activity and money flowing through booster-funded collectives.

After millions in legal fees, the power conferences couldn’t even get that part right once the lawyers started pushing back and accusing them of colluding to restrict earnings.

So what do you have now? A system of talent procurement where some people are abiding by the rules, some are finding loopholes to do what they believe they can defend in court and others are completely ignoring the rules while daring a weakened NCAA/CSC to come get them.

And because it’s so vague who’s paying players through revenue share and who’s promising payments through third parties that may or may not entirely be within the rules, coaches and administrators at a lot of schools feel that their only choices are to use the flimsiness of the system to their advantage or be taken advantage of.

Nobody should want this.

But it is the product of many choices over many years made by university presidents, athletic administrators and NCAA leadership to avoid confronting the reality that they need to tear the amateurism model down to its studs and start over.

It’s now clear they would rather have this chaos than the thorny work of building a system that pays players fairly, treats them as professionals and makes everyone accountable to the contracts they sign through collective bargaining.

It’s just one more choice, and both paths are hard. There would be real challenges trying to build that system for college sports, but as we can plainly see now, there are no magic solutions as things stand.

Every time they try to fix a leak, six more spring up from the bottom of the boat. So each year they just accept sinking a little deeper into the abyss, hoping for a bottom that never seems within sight.

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Wetzel: How NIL, transfers and rev share brought the SEC back to the pack

Published

59 minutes ago

January 8, 2026

Your Sports Nation

Dan WetzelJan 7, 2026, 12:00 PM
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Before the Rose Bowl, Indiana coach Curt Cignetti was asked about preparing his players to face Alabama and its considerable “mystique.”

“Our guys just know what they see on tape,” Cignetti said.

Translation: This Alabama team just isn’t that good.

Indiana would go on to dominate the Tide 38-3. The win not only propelled the Hoosiers to the national semifinals to play Oregon but also left college football to wonder what had happened not merely to the once-mighty Crimson Tide but to the SEC as a whole.

After decades of clearly establishing itself as the nation’s best conference, both the top-end excellence and the depth of the league have fallen. The SEC’s hopes now rest with Ole Miss, which is still going through coaching shake-ups and distractions heading into its semifinal matchup with Miami.

It’s not that the SEC isn’t still “good” or even capable of winning a national championship — Ole Miss might very well do it. Top to bottom, it might still be the best league, with the majority of schools all-in on football.

That said, the days of complete domination, all-SEC national title games or deep, juggernaut teams are clearly gone, perhaps forever. This isn’t the same.

The SEC ruled the old era of college football, when rosters were built through high school recruiting that favored proximity first, followed by opulent facilities and rabid fan bases.

It was perfect for the SEC since the Southeast was rich with talent and league schools invested heavily in infrastructure while playing in front of massive crowds (some of whom might have been willing to offer some under-the-table sweeteners).

The new era of direct revenue sharing, the transfer portal and NIL possibilities, has caused talent to disperse, weakening depth as athletes seek playing time, opportunity and out-in-the-open money.

Suddenly the great teams aren’t as great, and the rest of the teams are better.

“This is the most fun I’ve ever had in coaching because you know you’re on a more equal playing field,” Illinois coach Bret Bielema told ESPN on Tuesday. “The introduction of the portal, NIL and revenue sharing, is the most game-changing development in my 32 years of coaching.”

Bielema took over at Illinois in 2021 after previous stops at Arkansas (2013-17) in the SEC and Wisconsin (2006-12) in the Big Ten. He has won 19 games during the past two seasons.

“It’s hard when you would do what you have to do as long as you possibly could and in the end, sometimes it just didn’t matter,” Bielema said of trying to recruit back in the day. “Now you just come to work every day knowing that blue blood, red blood, orange blood, whatever, everybody’s got a chance, man.”

That’s why Bielema says that while he understands why so much focus is on the SEC stepping back of late, this really applies to everyone.

He notes that he just signed the best recruiting class of his entire career, including when he led Wisconsin to three league titles. He even flipped a running back away from Alabama on signing day. “I’ve never been able to do that,” he said.

Where power programs — and the SEC had more than any other league — could once hoard talent, both improving their roster and starving others, now the gap is smaller. Almost anyone can pick off a high school recruit or two. Then the transfer portal steps in. The days of Alabama having four eventual first-round wide receivers, as it did in 2019, are over. Kirby Smart and Georgia can’t have a two-deep defense full of future NFL stars like the one during the Bulldogs’ back-to-back titles.

“The second[-string] guard at a university doesn’t want to be the No. 2 anymore,” Bielema said. “He wants to be a starter, so he’ll leave. That is unprecedented.”

During the BCS era (1998-2013), the SEC won nine of the 16 championships, including seven in a row 2006-12. In the 10 years of the four-team playoff, the SEC went 16-6, with two of those losses coming in SEC vs. SEC title games. Alabama, Georgia and LSU combined to win six championships.

The past two national champions (Michigan and Ohio State), however, hail from the Big Ten. With Oregon and Indiana matching up in one semifinal, that league is guaranteed a spot in a third consecutive title game. Penn State, meanwhile, reached the semis last season.

The SEC is just 4-9 this postseason (other bowls included) and just 2-7 against teams from other conferences. The Big Ten is 9-4. The ACC is 8-4. While bowl results carry only so much meaning these days, the starkness of the numbers is notable.

After all, the SEC has built much of its brand on being superior to all others — commissioner Greg Sankey was lobbying for seven SEC schools to appear in this year’s playoff (five got in). Postseason losses suggest perception wasn’t reality — middle-of-the-pack SEC teams such as Vanderbilt, Missouri and Tennessee all went down.

The SEC has benefited from circular reasoning (when top SEC teams win league games, it’s a sign of strength at the top; when they lose league games, it is a sign of the conference’s unmatched depth). But the most undervalued segment of the sport might have been the middle of the Big Ten and ACC, notably Big Ten teams Iowa (which defeated Vanderbilt) and Illinois (which beat Tennessee).

No one would dare suggest that the SEC is doomed. If anything, it is just doubling down, even in unlikely places.

Former also-ran Vanderbilt is fully committed to winning now, for example. Kentucky, which once saw football as a way to pass the time before basketball, just spent $37 million to fire its coach and is investing heavily in the portal, including flipping Notre Dame quarterback Kenny Minchey from Nebraska.

The SEC remains the most popular league and the most watched on television. The passion is there. The investment is there.

It’s just that the new rules provide more opportunity at more places. Competition is fiercer, inside the league and out, which means the days of domination are likely over.

“Anybody can beat anybody these days,” Bielema said.

Even the SEC.

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McGuire one of eight finalists for Bear Bryant Award

Published

5 hours ago

January 8, 2026

Your Sports Nation

LUBBOCK, Texas – Texas Tech head coach Joey McGuire was named one of eight finalists Wednesday for the Paul “Bear” Bryant Coach of the Year Award after leading the Red Raiders to their first Big 12 Conference title and an appearance in the College Football Playoff.

The award, now in its 40th year, is given annually to the college football coach for contributions that make the sport better for athletes and fans alike by demonstrating grit, integrity and a winning approach to coaching and life – both on and off the field. McGuire was joined as a finalist by Indiana’s Curt Cignetti, James Madison’s Bob Chesney, Miami’s Mario Cristobal, Texas A&M’s Mike Elko, Virginia’s Tony Elliott, Oregon’s Dan Lanning and Vanderbilt’s Clark Lea.

The Bear Bryant Award is the only college football coaching honor given after the National Champion has been determined. It will be presented Jan. 21 during an awards ceremony hosted at the Post Oak Hotel in Houston. The event will be broadcast by CBS Sports Network on a tape-delayed basis beginning at 12:30 a.m. on Jan. 22.

In addition to being named a finalist for the Bear Bryant National Coach of the Year Award, McGuire was also named Wednesday the Big 12 Conference Coach of the Year by the organization. The finalists and Coach of the Year recipient are voted on by members of the National Sports Media Association, the Bryant Awards’ executive leadership team and the Bryant family.

This is the fourth national coaching award to name McGuire as a finalist this season as he was previously one of the final candidates for the George Munger College Coach of the Year Award, the Eddie Robinson Award and the Dodd Trophy. It is the first time in his career McGuire has been a finalist for any of the national coaching awards.

The Red Raiders reached new heights this past season under McGuire, who pushed Texas Tech to a school-record 12 wins and its first Big 12 title. McGuire led the Red Raiders to their first College Football Playoff appearance at the Capital One Orange Bowl after downing BYU, 34-7, in the Edward Jones Big 12 Championship, securing Texas Tech’s first outright conference crown since 1955.

Texas Tech proved to be one of the most-dominant teams in recent history on its way to a 12-2 record, with all 12 wins coming by at least 20 points. The Red Raiders are joined by Alabama in 2018 as the only teams in the Associated Press era (since 1936) to record 12 or more wins by 20-plus points prior to a bowl game. Texas Tech is just the fifth FBS team with 12 wins by 20-plus points in a season period during that span.

Despite a loss to No. 5 Oregon in the Orange Bowl, Texas Tech will likely end its season ranked in the top 10 of both the Associated Press and USA Today Coaches’ polls for the first time in history behind one of the most-balanced rosters in college football. Texas Tech currently ranks in the top-11 of several statistical categories, namely rushing defense (1st), scoring defense (3rd), total defense (4th), scoring offense (7th) and total offense (11th).

The Red Raiders have been the winningest Big 12 program under McGuire as Texas Tech has won 25 conference games in his four seasons, the most for any league school during that span. The Red Raiders are 35-18 overall under McGuire, which is the most wins by a Texas Tech head coach through 53 games since Jim Carlen was 35-17-1 midway through his final season of his five-year tenure from 1970-74.

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NIL a factor in Arch Manning losing Texas roommate, WR Parker Livingstone to rival Oklahoma in transfer portal

Published

6 hours ago

January 8, 2026

Your Sports Nation

Former Texas wide receiver Parker Livingstone crossed a Red River Rivalry line this week, committing to Oklahoma via the 2026 college football transfer portal. Livingstone, who roomed with quarterback Arch Manning and became one of his favorite targets during the 2025 season, ranked No. 3 on the Longhorns with 516 receiving yards and No. 2 with six touchdown receptions.

247Sports college football and transfer portal analysts Chris Hummer and Cooper Petagna provided insights into the breakup between Manning and Livingstone, detailing how NIL money and agent involvement played a significant role in the decision.

“It’s a surprising situation,” Hummer said Wednesday on CBSSports HQ.

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Mark Cuban makes donation to Indiana for 2026 transfer portal cycle, claims Hoosiers are ‘happier this year’

Published

7 hours ago

January 8, 2026

Your Sports Nation

Mark Cuban reportedly made a donation to Indiana football for the 2026 transfer portal cycle, according to Alex Schiffer of Front Office Sports. The billionaire most known for his time as the majority owner of the Dallas Mavericks is a 1981 graduate of the school.

“Already committed for this portal,” Cuban wrote to FOS in an email. “Let’s just say they are happier this year than last year.”

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Indiana already made splashes in the transfer portal, such as TCU QB Josh Hoover committing for the 2026 season. They also landed Michigan State WR Nick Marsh and Boston College RB Turbo Richard. That’s only the tip of the iceberg and Indiana is still playing in the College Football Playoff!

Cuban reportedly gave a “big number” to the Indiana athletic department in the past, as he told CBS Sports in October. He cited his connection with head coach Curt Cignetti as the biggest factor.

Cuban is also no stranger to donating to his alma mater. In 2015, he gave the school around $5 million for a sports media center and gave $6 million to fund Indiana’s rugby club.

But first thing’s first, Cuban will be watching Indiana play Oregon in the Peach Bowl in the CFP semifinals. It’s all about what’s in front of them and nothing’s changed for Cignetti and IU.

“Yeah, excited to be a part of the Peach Bowl,” Cignetti said. “Playing a great opponent in Oregon, Coach Lanning. Like I said so before we played earlier in the year, one of the young superstars you know in the coaching profession. I think they’re 26-2 the last two years.

“And, you know, really an excellent football team, offense, defense, and special teams. Do a great job of coaching. Be a big challenge. We were fortunate, you know, to win the game out in Eugene. It’s hard to beat a great team twice. You know, very difficult. So, edge to Oregon there. But tough to be a great team twice. Looking forward to the challenge.”

Indiana and Oregon are set to square off Friday night in the Peach Bowl. Kickoff is set for 7:30 p.m. ET and the winner will play for the College Football Playoff National Championship.

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ESPN predicts outcomes of both College Football Playoff Semifinal games

Published

8 hours ago

January 8, 2026

Your Sports Nation

ESPN predicted the outcomes of both College Football Playoff semifinal games coming Thursday and Friday. Now down to the final four teams, we are that much closer to crowning this year’s national champion.

Miami, Ole Miss, Indiana and Oregon are the last teams standing following two rounds of competitive and dominant football. But what do ESPN’s metrics say, specifically their SP+ projections?

Putting player rankings, strength of schedule, game projection and everything else under the sun together, ESPN put out its College Football Playoff predictions for the semifinals. Let’s start at the Fiesta Bowl.

No. 6 Ole Miss vs. No. 10 Miami (Fiesta Bowl)

Jerome Miron-Imagn Images/Lauren Witte/Clarion Ledger / USA TODAY NETWORK via Imagn Images

SP+ Projection: Ole Miss 28.1, Miami 25.2

Ole Miss seemingly has the quarterback advantage with Trinidad Chambliss over Carson Beck in this one. He’s played at a different level over the last two weeks and found a new gear in the upset over Georgia. With Kewan Lacy helping the cause at running back, Ole Miss has a dynamic offense to deal with.

But defense wins championships, right? At least that is what Miami hopes for in this College Football Playoff. They stifled explosive offenses in Texas A&M and Ohio State to get to this point. Mario Cristobal will look for his team to grind it out. But ESPN projects Pete Golding and crew to get to the national title game.

No. 1 Indiana vs. No. 5 Oregon (Peach Bowl)

Ben Lonergan/The Register-Guard / USA TODAY NETWORK via Imagn Images

SP+ Projection: Indiana 26.7, Oregon 23.7

Indiana keeps winning, make sure you Google it. Curt Cignetti and crew learned from last year’s College Football Playoff mistakes and dominated Alabama in the Rose Bowl, 38-3. The Hoosiers are two wins away from the program’s first national title and have a Heisman QB in Fernando Mendoza to boot. On paper, especially with a win over the Ducks already, Indiana is rightly favored.

But Oregon is coming in guns blazing. Dan Lanning, like Cignetti, preaches toughness and grittiness. That’s exactly what Oregon is going to do and it has a pretty darn good quarterback, too, in Dante Moore. Which Nick Saban disciple is going to end up on top? The metrics say Indiana, again, by a hair.

Based on ESPN’s SP+ projections, No. 1 Indiana and No. 6 Ole Miss will square off for the College Football Playoff national championship. The game is scheduled for January 19th in Miami.

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