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The biggest winners and losers from House v. NCAA settlement: Amateurism is dead and the class divide grows

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The long-awaited House v. NCAA settlement is finally a reality, paving the way for universities to pay their athletes directly starting on July 1.

There is a lot to consider in what could be the most consequential day in college sports history. How are schools going to actually pay their athletes? Who will be policing this new revenue share world? Will much-needed stability actually come from a House settlement some have hyped as a magic bullet?

Within it all, there are some clear winners and losers who will have their realities dramatically changed in this new post-House world. 

Winner: Athletes in the ‘revenue’ sports

It won’t be exclusively football and men’s basketball athletes who will benefit from the House settlement, but they are certainly the biggest benefactors. Those two sports have propped up athletic departments for years, generating the bulk of the revenue and seeing none of the profits. Now schools will have to pay their top athletes considerable money on top of the NIL money they can make elsewhere that’s already been a major boon for many of them. 

It is stunning how far things have come in just the last decade, from fights over what are now relatively paltry cost-of-attendance stipends to a world in which football and basketball players can and do make millions. 

Loser: Renegade boosters

The early years of NIL featured unique characters like Miami booster John Ruiz who weren’t shy about being willing to spend big money to see their favorite teams win. The money has exploded in recent years from the reported $20 million Ohio State team that won the national championship last season to the $40 million roster era as Indiana’s Curt Cignetti told CBS Sports this spring. In theory, those days are over. 

Yes, there is considerable industry skepticism about how a clearinghouse called NIL Go will actually hold up to legal scrutiny and stop boosters from using NIL solely as “pay to play,” but if it does work, as the NCAA and Power Four conferences desperately hope it does, the days of spending $3 million on a defensive end for NIL will be over and eliminate an advantage schools with especially well-heeled boosters have exploited the last four years. 

One additional note here: Schools that can tap into local businesses willing to spend real NIL money will be at a big advantage if NIL is strictly policed for “fair market value” as the clearinghouse intends. If your school campus happens to be located in a lucrative metro area, even better. 

Winner: The future of collective bargaining

Now that the concept of paying athletes directly is a reality, look for attention to turn to collective bargaining/employment/unionization as the next big topic college sports has to grapple with. There are organizations including Athletes.org that have anticipated this moment and are ready to help push for collective bargaining to help solve many of the new issues that come with the House settlement’s approval. 

College athletes becoming employees is the nightmare for many college administrators but you’re seeing a warming to the idea of collective bargaining, including recently from University of Tennessee chancellor Donde Plowman and AD Danny White. A looming case, Johnson v. NCAA, may well rule that athletes should be considered employees. In the meantime, look for more and more ADs and other college sports executives to come around to the idea collective bargaining might be the best hope to enforce rules and solve tricky issues such as the current twice-annual free agency (transfer portal) that has deeply frustrated coaches like Georgia’s Kirby Smart. 

Loser: Amateurism

The “student-athlete” moniker has long been a fraud and part of the NCAA’s original sin, but its death becomes official now that universities are able to pay their athletes directly beginning July 1. This has been a long, long time coming and the result of major lawsuits — O’Bannon, Alston and House, to name three — and state laws building to this big moment. Not all fans may like it, but the days of top athletes only receiving room and board are over. 

Winner: The Big Ten and SEC

The two richest conferences that will get more money from the College Football Playoff and their TV rights deals than their fellow Power Four brethren (ACC and Big 12) are set up well for this new revenue share world. That’s not exactly a new development — those conferences were doing pretty well in the old system, too — but it should cement their reign over college athletics. And if we see future realignment, or consolidation, more likely it will be because of a deep desire to be in one of these two conferences to help pay for the ballooning expenses that come with revenue sharing. 

Winner: Big East basketball

Much of the House settlement focus will be on football but the Big East has set itself up well to benefit in college basketball. We’ve already seen Big East schools work an advantage headed into the 2025-26 season, committing more revenue share money for men’s basketball than many of their peers because they don’t have to worry about spending tens of millions on football. 

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In theory, at least, Big East schools could spend the entire $20.5 million salary cap on just basketball. Or, more realistically, spend $8-10 million when schools in the Big Ten and SEC are largely in the $2.5-$4 million range. There has been talk about some conferences trying to instill sport-specific spending caps, but there is real skepticism that would fly sport-wide. Assuming it doesn’t, the Big East, along as its schools can come up with the cash without the big football-driven TV rights deals, could have a significant money advantage in revenue share spending. 

Loser: Group of Five schools

For years now there have been comments about the chasm between the haves and have-nots growing larger, but that is only amplified with this settlement. It will be increasingly difficult for Group of Five schools — and even some smaller Power Four schools — to keep up with the bigger schools if they can’t fully fund the $20.5 million cap, which will only go up in the years to come. You’ll see schools partially fund in certain areas, including football and basketball, but it might be in the $2-3 million range for football when SEC and Big Ten schools will annually spend $13-16 million. There may still be some David vs. Goliath upsets in football like we saw last year (say, NIU over Notre Dame), and if the College Football Playoff format remains the same one, Group of Five school will still make the playoff, but it’ll be more challenging than ever for those schools to compete at the highest levels. 

Loser: Non-revenue sports 

Similar to the Group of Five concerns, the Olympic sports at many universities face a tough path moving forward. When athletic departments now have to share the revenue, it gets harder to pay for sports that lose money, which is everything that’s not football or basketball outside of a few exceptions at different schools. What does this look like in practicality? The doomsday option is eliminating sports altogether which some schools are already doing with sports like tennis that neither bring in revenue nor television exposure. 

The less aggressive yet still impactful measures could include reducing scholarships, refusing to give coaches raises and even cutting back on the free meals available to every athlete. Athletic directors are looking for places to cut expenses everywhere and the non-revenue sports will be a popular place to look. 

Winner: Billable hours

As the saying goes, billable hours are undefeated. That’s certainly true with the House settlement. The class action counsel, led by Jeffrey Kessler and Steve Berman, are expected to receive a whopping $484 million for their work in bringing the class-action lawsuit to completion. Considerable money has been spent by the NCAA and House defendants on attorneys, too. And, of course, there will likely be more lawsuits to come — especially from a Title IX angle — once the schools begin officially paying athletes. There’s never been a better time to be a lawyer with an interest in college sports. 





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Arch Manning takes NIL pay cut to boost 2026 Texas Football roster

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There are plenty of examples of a star in pro sports taking less money in order to help the overall roster. But it isn’t something that’s hit college football yet … until now, thanks to Arch Manning. Manning has asked to take a reduced portion of the Longhorns’ direct payout pool.

Manning’s aim at taking less NIL funds is to help improve the roster around him. Just like Patrick Mahomes, who regularly gives up millions to help the Kansas City Chief’s roster. Tom Brady did it with New England. Dirk Nowitzki, Tim Duncan, LeBron James, Kevin Durant, Jalen Brunson, Aaron Rodgers and Ben Roethlisberger have all helped the rosters around them by taking less.

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In the pros, there are salary caps to negotiate. While college has no salary cap (yet), there is a finite amount in the NIL house pool. Texas can only spend what it has available. And while that pool is one of the biggest in the nation, Texas still follows a budget.

No doubt, Manning will be hoping the Texas coaching staff uses some of the freed up football revenue sharing funds on the offensive line. The line struggled in front of Manning all season and certainly inhibited his development early in the season.

Two offensive linemen are gone after the Citrus Bowl and Texas might lose a third. Left tackle Trevor Goosby was named first-team All-SEC is now contemplating going pro. Running back Jadan Baugh from Florida is also on Texas’ radar. The talented RB won’t be cheap.

Of course, it’s not like Manning will starve. The redshirt sophomore has one of the highest NIL valuations in nation. Manning has NIL deals with Red Bull, Panani, Uber and Warby Parker. Manning made north of $3.5 million in NIL deals in 2025, according to the Houston Chronicle.

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With a big name that attracts major brands, Manning doesn’t need his big deals supplemented. But most college athletes are paid by the common pool of funds. Manning frees up some of that money for transfers.

This article originally appeared on Longhorns Wire: Manning Pay Cut: Texas QB asks for less NIL money to help boost roster



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Top 5 transfer portal landing spots for TCU quarterback Josh Hoover

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The NCAA Transfer Portal claimed another big name on Thursday night.

TCU star quarterback Josh Hoover has announced he intends to move on from the program. Hoover spent the last four seasons with the Horned Frogs, taking over as the starter midway through the 2023 campaign and putting up big numbers in each of the last two years.

In 36 career games, Hoover has completed 771/1183 passes for 9,629 yards with 71 touchdowns to 33 interceptions. He added eight more scores on the ground. There’s a very real likelihood that Hoover’s the most productive quarterback returning to the sport in 2026.

Hoover ranks in the top 5 in TCU program history in touchdown passes and total offense. He’s expected to be a coveted option in the portal.

Where are five landing spots that make sense for Hoover?

Indiana Hoosiers

Indiana Hoosiers head coach Curt Cignetti

Indiana Hoosiers head coach Curt Cignetti | Adam Cairns/Columbus Dispatch / USA TODAY NETWORK via Imagn Images

Back in the College Football Playoff with a different starter for the second consecutive season, Indiana has put together one of the most impressive runs in the sport since Curt Cignetti took over the program.

The undefeated Hoosiers produced their first Heisman Trophy winner in school history last weekend as star quarterback Fernando Mendoza ran away with the award. Mendoza has another season of eligibility remaining, but is projected to be a top selection in the 2026 NFL Draft.

Indiana has already been linked to Hoover, per CBS Sports’ Chris Hummer.

Miami Hurricanes

Miami Hurricanes head coach Mario Cristobal

Miami Hurricanes head coach Mario Cristobal | Charles LeClaire-Imagn Images

Miami has lived in the transfer portal over the past few years, investing plenty of time and money into building a contender for Mario Cristobal. The moves finally worked out in 2025 as a massive financial commitment to secure Carson Beck from Georgia helped power the Hurricanes to the playoffs.

Though the conclusion of the 2024 season was a disappointment, former Miami quarterback Cam Ward was developed into the No. 1 pick in the most recent NFL Draft. Beck will likely get a shot at the professional level as well.

With little proven depth on the roster, it makes sense to bring in another experienced quarterback like Hoover to keep the Hurricanes on the right track. Miami has proven it’s willing to pay up.

Oregon Ducks

Oregon head coach Dan Lanning

Oregon head coach Dan Lanning | Ben Lonergan/The Register-Guard / USA TODAY NETWORK via Imagn Images

Oregon is a known quarterback factory, sending former stars such as Marcus Mariota and Justin Herbert to the NFL. That hasn’t changed since Dan Lanning took over the program in 2022.

The Ducks have had a quarterback drafted in back-to-back years, with Bo Nix going in the first round in 2024 and Dillon Gabriel being selected within the top-100 picks in 2025. Lanning could do it again next April with Dante Moore, who is nearing the end of a career year.

If Moore does leap to the professional level, Hoover would be a solid fit. Nix, Gabriel, and Moore all began their college careers at different schools and later transferred to Oregon, a similar path Hoover is embarking on.

Texas Tech Red Raiders

Texas Tech head coach Joey McGuire

Texas Tech head coach Joey McGuire | Nathan Giese/Avalanche-Journal / USA TODAY NETWORK via Imagn Images

Suiting up for a playoff contender is pretty cool. Having a chance to win championships and staying home in the process might be even cooler.

Texas Tech has firmly entrenched itself as a program to reckon with in the modern age of the sport. The Red Raiders have plenty of money, and they’ve shown they’re willing to use it to pull in elite talent from the transfer portal and high school ranks.

With Behren Morton exhausting his eligibility following the playoff run, Texas Tech has to decide if it wants to turn the program over to another transfer or a homegrown talent like Will Hammond.

Either way, Hoover is from Texas and he’s already in the state.

Houston Cougars

Houston Cougars head coach Willie Fritz

Houston Cougars head coach Willie Fritz | Mark J. Rebilas-Imagn Images

An outlier among four other programs that have a chance to win it all, Houston is on the come-up. The Cougars haven’t been shy about writing checks, evidenced by the program signing five-star quarterback Keisean Henderson during the Early Signing Period.

Redshirt junior starter Conner Weigman does have one season of eligibility remaining and has stated he intends to return next season. Decisions are quick to change in this era, so never say never.

Would Houston bring in Hoover while Henderson develops for a season? Or should the program stick with Weigman as a veteran leader for Henderson?

Weigman just joined the program as a transfer last year. He was fine, but unspectacular this fall, and an upgrade could help the Cougars break their ceiling.

Read more on College Football HQ

• $45 million college football head coach reportedly offers Lane Kiffin unexpected role

• Paul Finebaum believes one SEC school is sticking by an ‘average’ head coach

• SEC football coach predicts major change after missing College Football Playoff

• Predicting landing spots for the Top 5 college football transfers (Dec. 17)



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South Carolina Upstate visits Youngstown State after Carroll’s 31-point outing

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South Carolina Upstate Spartans (8-6) at Youngstown State Penguins (7-5, 2-1 Horizon League)

Youngstown, Ohio; Saturday, 1 p.m. EST

BOTTOM LINE: Youngstown State hosts South Carolina Upstate after Cris Carroll scored 31 points in Youngstown State’s 80-77 overtime loss to the Robert Morris Colonials.

The Penguins are 4-0 on their home court. Youngstown State scores 80.2 points and has outscored opponents by 10.9 points per game.

The Spartans are 2-5 on the road. South Carolina Upstate is fifth in the Big South scoring 79.6 points per game and is shooting 46.2%.

Youngstown State averages 10.4 made 3-pointers per game, 3.8 more made shots than the 6.6 per game South Carolina Upstate gives up. South Carolina Upstate has shot at a 46.2% rate from the field this season, 3.3 percentage points greater than the 42.9% shooting opponents of Youngstown State have averaged.

TOP PERFORMERS: Carroll averages 3.0 made 3-pointers per game for the Penguins, scoring 16.4 points while shooting 48.6% from beyond the arc. Rich Rolf is averaging 10.8 points over the last 10 games.

Mason Bendinger is scoring 16.1 points per game and averaging 3.1 rebounds for the Spartans. Carmelo Adkins is averaging 1.9 made 3-pointers over the last 10 games.

LAST 10 GAMES: Penguins: 6-4, averaging 81.3 points, 33.6 rebounds, 15.2 assists, 9.1 steals and 3.3 blocks per game while shooting 49.6% from the field. Their opponents have averaged 67.7 points per game.

Spartans: 5-5, averaging 75.4 points, 33.5 rebounds, 14.1 assists, 6.1 steals and 5.0 blocks per game while shooting 43.9% from the field. Their opponents have averaged 73.2 points.

___

The Associated Press created this story using technology provided by Data Skrive and data from Sportradar.



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Arch Manning agrees to reduced NIL share to help Texas build roster

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In a college football world where NIL numbers keep climbing, Arch Manning is going the other way.

Arch Manning #16 of the Texas Longhorns reacts before the Texas Football Orange-White Spring Football Game

Photo by Tim Warner/Getty Images

The Texas quarterback has agreed to take a reduced share from the Longhorns’ revenue-sharing pool for the 2026 season, according to Justin Wells of Inside Texas. Manning was entitled to a full portion of the program’s revenue cap but opted to scale it back in an effort to give Texas more flexibility to strengthen its roster.

It is a move that stands out in the current landscape. It is also one Manning can afford to make.

Manning remains one of the most marketable players in college football and has a long list of endorsement deals that will continue to pay handsomely. Even with less money coming directly from the school, he is still expected to earn millions in 2026.

This is not the first time he has shown restraint, either. Manning has consistently been selective with his NIL opportunities since arriving in Austin.

The timing matters. The 2026 season is widely expected to be Manning’s last at Texas before he makes the jump to the NFL. From that perspective, the decision is straightforward. He wants the best possible team around him for one more run at a national championship.

Manning has already demonstrated his commitment to the program. He waited his turn behind Quinn Ewers for two seasons without entertaining a transfer and now is willing to sacrifice a portion of his compensation for the good of the roster.

On the field, the growth showed. After a shaky start in 2025, Manning finished with 2,942 passing yards and 24 touchdowns. Texas rebounded from a 3-2 opening to win six of its final seven games, punctuated by a decisive win over Texas A&M.

It is not a common move. It is a very Arch Manning one.



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Miami WR Malachi Toney inks NIL deal with Hellstar

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Ahead of the College Football Playoff opener, Malachi Toney added a notable NIL deal. The Miami wide receiver has inked a partnership with apparel company Hellstar.

Toney is Hellstar’s first NIL athlete, the Los Angeles-based brand said in an Instagram post. He became a crucial part of the Hurricanes’ offense during the regular season, helping lead the program to a College Football Playoff appearance as the last team in the field.

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It was part of a decorated freshman year for Toney, who’s emerging as one of the top young stars in the sport. Repped by NETWORK, he has a $878,000 On3 NIL Valuation.

“We are so proud to announce our first Hellstar Sports College Athlete NIL signing – Malachi Toney,” Hellstar wrote in its announcement. “We had the privilege to coach @malitoney10 while he was apart of our high school 7 on 7 program, so now seeing him shine on the collegiate level we couldn’t be more proud.

“We will continue to do our part to help these young athletes stay on the right path, and shine their light to the rest of the world. From Liberty City to the stars!”

It’s the latest notable NIL deal for Toney amid his freshman season. He also secured a partnership with Leaf Trading Cards in October.

More on Malachi Toney’s freshman season

Through his freshman year at Miami, Malachi Toney emerged as a top target for Carson Beck. He led the Hurricanes with 84 receptions for 970 yards, and his seven touchdown catches put him atop the ACC. Toney also added 89 rushing yards this year, as well as a rushing touchdown against Louisville.

Those numbers helped Toney become an On3 True Freshman All-American this year. In addition, he was a central figure in Miami’s run to the College Football Playoff.

“Toney’s quickness and playmaking instincts make him dangerous after the catch. He accounted for 350 yards after the catch with an average depth of target of 6.6, according to Pro Football Focus,” On3 | Rivals’ Charles Power wrote. “Whether working out of the slot or moving around the formation, the South Florida native has proven nearly impossible to contain. His playmaking ability was pivotal to Miami’s playoff push as he became the focal point of the Hurricanes’ passing attack.

“Given his play as a true freshman, it’s safe to say the Fort Lauderdale American Heritage product will enter next season as one of college football’s premier wide receivers. Toney’s performance as a true freshman is even more impressive considering that he should still be in high school, having reclassified into the 2025 cycle late in the recruiting process.”





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Arch Manning taking pay cut after first Texas season didn’t go as planned

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Arch Manning is taking a pay cut. 

The Texas quarterback agreed to take a reduced share of the team’s revenue-sharing pool “as part of an effort to help the Longhorn football program do whatever it takes to support a 2026 championship run,” according to On3’s Justin Wells. 

The savings “could be used on transfer portal talent or as part of retention efforts” for the Longhorns, per Wells. 

This season, athletic programs were capped at $20.5 million in revenue-sharing, although that number is likely to increase next season and beyond.


AUSTIN, TEXAS - NOVEMBER 28: Arch Manning #16 of the Texas Longhorns looks on during the third quarter against the Texas A&M Aggies at Darrell K Royal-Texas Memorial Stadium on November 28, 2025 in Austin, Texas. (Photo by Alex Slitz/Getty Images)
Arch Manning #16 of the Texas Longhorns looks on during the third quarter against the Texas A&M Aggies at Darrell K Royal-Texas Memorial Stadium on November 28, 2025 in Austin, Texas. Getty Images

Manning, the nephew of NFL icons Peyton and Eli Manning and the grandson of legendary quarterback Archie, is one of the most marketable athletes in college sports. 

On3 currently gives Manning an NIL valuation of $5.3 million, which leads all student-athletes.

Although he is getting less money from Texas, Manning still holds NIL deals with brands like Red Bull, Uber and EA Sports, among others.

However, Manning sometimes struggled in a season that started with Heisman hype and the Longhorns ranked No. 1 in the nation.

Texas finished the season 9-3 and out of the College Football Playoff, a disappointing midseason loss against a poor Florida team all but ended their chances of being in the 12-team field.

Manning’s season was underwhelming as well, throwing for 2,942 yards with 24 touchdowns and seven interceptions. 

The news comes after Manning’s father, Cooper Manning, told ESPN earlier this week that his son would return to the Longhorns in 2026 for his junior season despite previously mulling entering the 2026 NFL Draft.

“Arch is playing football at Texas next year,” Cooper said. 

Texas finished No. 13 in the end of season rankings and will be on the sidelines for the College Football Playoff, which kicks off on Friday. 



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