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Vermont man loses $100K to NASCAR pro impersonator — what The Ramsey Show hosts suggest he do next to recover

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In February 2024, Burlington resident Mark, 54, accepted a Facebook friend request from an impersonator claiming to be NASCAR driver Denny Hamlin.

Over several weeks, the impersonator claimed that a “briefcase full of prize money” was stuck in customs and that his documentation for entering the United States had expired.

Trusting his new “friend,” Mark bought six $500 gift cards. When that didn’t free the briefcase, the scammer urged him to tap his savings.

Mark withdrew from his IBM 401(k) and took additional loans against a second 401(k) with GlobalFoundries. He sent funds by cashier’s check.

By the time doubts crept in, he had lost more than $100,000 in savings. It was only later that Mark realized he’d been duped.

Once he recognized the scam, Mark contacted the U.S. Secret Service, filed a complaint with the FBI and alerted multiple state and local agencies. Despite his efforts and the help of an attorney, law enforcement determined the funds were irretrievable.

“The chances of getting that money back are very, very, very slim.” John Deloney lamented.

Today, Mark’s 401(k) balance is $146,321 — down from an estimated $200,000 before the fraud. Earning $60,000 annually, he maintains a lean budget: $1,000 monthly rent (including utilities), $60 for phone service, $50 for internet and no credit-card debt and $22,000 in 401(k) loans.

“Somebody weaponized what I think is the most sacred thing, and that’s a relationship. And inside that relationship somebody asked you for help, and you’re the kind of guy that helps. And that hurts, man.”

Hosts George Kamel and John Delony laid out a disciplined recovery plan:

  • Build an emergency fund of three to six months’ expenses: Set aside a portion of each paycheck into a separate savings account until you’ve covered three to six months of living expenses to serve as a financial buffer against unexpected setbacks.

  • Eliminate loans: Mark can make small lifestyle sacrifices and redirect extra cash toward paying off his $22,000 in 401(k) loans more quickly. Deloney advised him to treat it as a “sweat tax” that would remind him to avoid risky online relationships in the future.

  • Invest 15 percent of your income back into retirement: Kamel advised Mark to contribute 15 percent of his $60,000 salary to his 401(k) over time. Done right, disciplined investing could help him build a $1 million nest egg for a dignified retirement.



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Motorsports

Dale Jr. in a Truck? Racing into his late 50s? Maybe

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Dale Earnhardt Jr. was just spit balling, and it’s far from a formal announcement, but he does have a degree of FOMO (fear of missing out) on not running the NASCAR Xfinity Series race at Bristol this weekend.

While answering questions on the latest episode of the Dale Jr. Download podcast, Earnhardt said he could see himself continuing to make one-off appearances in the lower national levels for many years to come.

“I should run one or two more,” said Earnhardt, who has not made a start this season after making at least one appearance in the Xfinity Series every year since his retirement from Cup in 2017. “But, I don’t know if and when I’ll do that.

“North Wilkesboro, I don’t really want to run Wilkesboro with the new pavement but there’s a chance by the time I’m 55-to-58 years old that maybe that pavement is kind of worn out a little bit and I can just hop on out there and do it.”

58?! He’s 50 currently.

“I don’t have any problem with getting in my Xfinity car in eight years and running a one-off,” he said. “What the hell? Why the hell not? I’d run Bristol again. I’d run Wilkesboro once the pavement wears out. If the Nashville (Fairgrounds) thing happens, I’d probably contemplate going and running that one as well.”

Earnhardt intends to race his Late Model Stock for at least another decade and says he still wants to make a Craftsman Truck Series start if it checks all the boxes.

“But it has to be fun for me and I just can’t figure out where to run one that would be fun for me, right,” Earnhardt said. “I have certain things that I think are fun. I like Martinsville but I don’t like the racing there. It’s a little short in that you don’t even get into the bad side of the tire … to where the tire’s messing around.

“I went to run an Xfinity race at Martinsville and its miserable because of the tire … the stages are too short. You don’t get to take advantage of being better at driving a race car because of the tire, once your tire starts to fail, and you lose the rear drive and different things … the brakes get mad and the tires blow up the air pressure.

“Like, if you’re smart, you can do good things early in the run that’ll make your car really great at lap 80 and 100, which is so much fun but they never get to that point. They never do. The stage is over and there ain’t enough power too in the Xfinity cars at Martinsville.

“You stand in the gas and it’s like stepping in a bucket of water.”

But again, don’t hold him to it, because he’s just ‘shooting the crap’ on his podcast.

“Maybe I’ll run that Truck race at 58-years-old at Wilkesboro. Don’t hold me to it, people.”

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Elite Motorsports To Acquire Hart’s Top Fuel Dragster

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WYNNEWOOD, Okla. — Only a few hours after Josh Hart announced he was selling his Top Fuel team, Elite Motorsports purchased the operation.

Elite Motorsports team owner, Richard Freeman, has signed an agreement with Hart to acquire his entire Top Fuel operation at the end of the 2025 season, marking a major step for Elite Motorsports to expand into the nitro categories.

“We’ve talked about this for a long time, even bought a Top Fuel car in the past with the hopes of getting into nitro, but it didn’t play out,” Freeman said. “Now it feels like the right time. We are actively pursuing sponsorships and partners but also looking for the right people and team to run the program once we are fully funded. It’s going to happen and I’m excited about the possibilities.”

Elite Motorsports’ venture into Top Fuel is just the next step for the wildly successful camp that already helps to field up to nine Pro Stock entries in the Mission Foods NHRA Drag Racing Series, an entry in the JHG Mountain Motor Pro Stock class, a Congruity Pro Mod entry and a Competition Eliminator program.

Elite also proudly supports an array of Lucas Oil NHRA Sportsman entries.

“This is all made possible thanks to the people and partners we already have,” Freeman continued. “This team is successful because we are a family, that family is just looking to expand, but we aren’t leaving anything behind and we aren’t going to move forward if we don’t have the right assets in place, but by the end of 2025, I think we will.”

 



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JR Motorsports’ Late Model Driver Looking For Truck Series Ride

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What’s Happening?

According to Dale Earnhardt Jr, JR Motorsports’ top Late Model Driver, Connor Hall, is looking to make the jump to the NASCAR Craftsman Truck Series in 2026.

Connor Hall has had an impressive run racing late models for JR Motorsports this season. With just three races left in the CARS Tour Late Model Stock season, the 28-year-old has two wins and currently sits second in the LMSC standings, just one point behind Landen Lewis.

While there is still a championship battle to be had over the next few weeks, during the latest episode of The Dale Jr Download, his car owner, Dale Earnhardt Jr, spoke about Hall’s 2026 plans, saying he will not be behind the wheel of the No. 88 next season, and is instead, looking to make the jump to the NASCAR Craftsman Truck Series.

“Connor is going to move on from the CARS Tour next year. His plan is to move out of our car and try to put himself in an opportunity to drive a truck.” — Dale Earnhardt Jr

While Earnhardt did not mention whether or not Hall has had legitimate discussions with any teams, this is an exciting move not only for Hall but also for the CARS Tour, which has become one of many stepping stones for drivers to break into the NASCAR National Series. With names like Josh Berry, Kaden Honeycutt, and Carson Kvapil all cutting their teeth in the series.

Though Hall is a short track racing veteran, he has one NASCAR National Series start under his belt in the Craftsman Truck Series, finishing 10th with McAnally–Hilgemann Racing at Richmond last fall. While he has yet to announce any plans for 2026, there are already a few potentially open slots in the series, with teams like ThorSport Racing and Niece Motorsports seeing recent shakeups.

Another opportunity could also come in the form of RAM’s new five-truck entry with Kaulig Racing, with rumors that fellow CARS Tour alumnus Brendan “Butterbean” Queen could be in the running for one of those seats. Other rumors hint that the OEM could bring in short track racers via a reality TV show, something a driver of Hall’s caliber would be a prime candidate for.

What do you think about this? Let us know your opinion on Discord or X. Don’t forget that you can also follow us on InstagramFacebook, and YouTube.





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Lessons from auto dealers: processes, response times, ‘invisible’ opportunities

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At first glance, a motorcycle dealership can look a lot like a car dealership. Both have a showroom, sales desks, a service department, and a parts counter. But according to Fran O’Hagan, founder and CEO of Pied Piper Management Company, the similarities end there.

A main difference between powersports dealers and car dealers is the sales staff, Pied Piper points out. On the auto side, salespeople are often career professionals, motivated by earnings. In powersports, many salespeople are enthusiasts first.

“The temptation is to say, ‘Cars and motorcycles are both motor vehicles, so we should run the stores the same way,’” O’Hagan says. “But the cultures, customer expectations, and even the reasons people buy are very different.”

That difference can be a competitive advantage for powersports dealers — if they embrace it while also adopting certain high-performing processes from the auto industry.

The Enthusiast Factor

One of the most visible differences between auto and powersports dealerships is the sales staff. In the car business, salespeople are often career professionals, motivated by earnings and driven by monthly quotas. In powersports, many salespeople are enthusiasts first.

“They got the job because they love motorcycles, ATVs, or side-by-sides, not necessarily because they wanted to be in sales,” O’Hagan explains. “That passion is a great asset — customers feel it — but it also means you can’t just assume they know how to consistently sell.”

The solution? O’Hagan says powersports dealers need simple, repeatable processes that any staff member can follow, regardless of experience.

“Think of Starbucks,” he says. “Your coffee is the same whether the person behind the counter has been there three days or three years. That’s not by accident — it’s because they have a system.”

Cameron O’Hagan, Fran’s son and Pied Piper’s VP of operations, adds: “In powersports, a strong process makes the difference between one salesperson getting lucky and the whole team hitting consistent numbers.”

Process Over Personality

The motorcycle industry sometimes worries about turnover. O’Hagan’s take? It’s not a bad thing if your systems are strong.

“If you’re dependent on one rockstar salesperson, you’re in trouble when they leave,” he says. “Instead, make sure anyone with the right attitude can succeed by following the same process every time.”

That process should start the moment a customer walks in. Every guest should be greeted promptly, engaged in conversation, and asked the right qualifying questions. “Skipping steps is what kills sales,” O’Hagan warns. “Auto dealers have known this for decades.”

The “invisible” side of sales

Many of the highest ROI opportunities in powersports aren’t what customers see on the sales floor — they’re what happens when the customer isn’t in the store at all.

“Web leads, phone calls, service inquiries… this is where the money is won or lost,” O’Hagan says.

Pied Piper measures this through its Prospect Satisfaction Index (PSI) and Internet Lead Effectiveness (ILE) studies. In the auto industry, the best practice for responding to an internet lead is within 15 minutes via all channels: phone, email, and text.

“In powersports, a lot of dealers still check leads once a day, if that,” Cameron says. “Even moving from once-a-day to twice-a-day responses can increase closing rates.”

The data backs that up. Dealers scoring over 80 on Pied Piper’s ILE scale sell 50% more units to the same number of leads compared to those scoring under 40.

“That’s not because they have better prices,” Fran explains. “It’s because they’re the first to respond, and they do it professionally.”

Customer-centric service department

The service experience is another area where powersports can take a cue from auto retail.

In Pied Piper’s 2025 service mystery shopping study, 90% of auto dealers offered a specific appointment time when asked. In powersports? Just 52%.

“When you tell a customer, ‘Just bring it in,’ what you’re really saying is, ‘You might be without your machine for weeks.’ And in powersports, a week without a bike in summer is like a month without heat in winter.” — Fran O’Hagan

Cameron recommends always offering a specific appointment date — even if it’s two weeks away. Customers can still drop off early if they want, but they’ll appreciate having a set expectation.

That level of scheduling also improves shop efficiency. “In auto, they know what’s coming in every day,” Cameron says. “In powersports, it’s often chaos.”

After-sales mindset

One of the biggest differences in how auto dealers think? Their focus on keeping customers in the service lane years after the sale.

“In auto, once a customer starts going to an independent shop, the odds of getting them back are almost zero,” Fran says. “So they fight to keep them.”

This is an area powersports dealers often neglect, especially with customers 4 to 6 years into ownership. But the opportunities are there — maintenance, upgrades, accessories, even trade-ins.

“With a good CRM, you can reach out at the right times with the right offers,” Cameron says. “If you sold someone a bike four years ago, you should know when they’re due for tires, when their warranty is ending, or when a new model they might like is launching.”

Technology and AI

The automotive sector is investing heavily in AI for lead management, chatbots, and even service scheduling. While these tools can deliver consistent scripts and upsell prompts, they’re not perfect.

“AI still struggles when the customer has a unique situation,” Fran notes. “If you don’t have a smooth handoff to a human, you’re going to frustrate people.”

Cameron adds: “The best use right now is for consistency — making sure every lead gets a fast, professional response. But you still need humans to build trust.”

Key takeaways for dealers

  • Build simple, consistent sales processes that anyone can follow.
  • Respond to leads quickly — phone, email, and text.
  • Treat web leads like walk-ins.
  • Offer service to customers at specific appointment times.
  • Use CRM tools to keep after-sales customers engaged.
  • Use AI for consistency, but keep humans for relationship-building.

“In powersports, every lead matters,” Fran says. “The dealers who nail their processes — visible and invisible — are the ones who will win.”    



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Motorsports

Brayden Davis Secures Vance & Hines Motorsports Rental Bike for Full NHRA Countdown

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Press Release | September 10, 2025

Brayden Davis, an independent Pro Stock Motorcycle competitor, will race a Vance & Hines Motorsports Suzuki Hayabusa rental for 2025 NHRA Countdown.

Brayden Davis
Brayden Davis

This is a press release from Vance & Hines…

Brownsburg, IN (September 10, 2025) – Vance & Hines Motorsports today announced that Brayden Davis, an independent Pro Stock Motorcycle competitor, has secured use of a Vance & Hines Motorsports rental bike for the remaining six races of the 2025 NHRA Countdown.

Davis will continue to compete as an independent entrant, utilizing a Gen 3 Pro Stock Hayabusa made available through Vance & Hines Motorsports’ rental program, which provides qualified racers without their own motorcycles the opportunity to participate at the highest level of NHRA competition.

Vance & Hines Motorsports Suzuki Hayabusa Rental

Season Recap

Davis has already competed in three national events aboard the Vance & Hines Suzuki Hayabusa:

  • Thunder Valley Nationals (Bristol, TN) – Secured the No. 1 qualifier position with a 6.870-second pass.
  • Virginia Nationals (Richmond, VA) – Earned a second consecutive No. 1 qualifier, advanced to the semifinals, and won the Mission #2Fast2Tasty Challenge, posting career-best marks of 6.757 seconds and 198.85 mph.
  • U.S. Nationals (Indianapolis, IN) – Earned a runner-up finish at the sport’s most prestigious event, while also breaking the 200 mph barrier during qualifying to join NHRA Pro Stock Motorcycle’s exclusive 200 mph club—a standout milestone early in his career.
  • Rookie of the Year Eligibility – By committing to the six Countdown events, Davis becomes eligible for NHRA’s 2025 Rookie of the Year award. Under NHRA rules, rookie status applies to competitors who participate in five or more events without exceeding four national event starts in a single prior season or 15 starts across multiple seasons.

Career and Support

  • Debut: Entered NHRA Pro Stock Motorcycle earlier this year, making his first series start at Gainesville.
  • Highlights: Two No. 1 qualifying positions, a #2Fast2Tasty Challenge victory, and career-best elapsed time and speed within his first three events on the rental bike.
  • Sponsorship: Backed by PowerTrain Inc., a supplier of high-performance drivetrain and engine components.

Learn more about Vance & Hines Motorsports at vanceandhinesmotorsports.com

Learn more about Suzuki Motor USA at suzuki.com

 

Click here for all the latest Drag Racing news.

 

Brayden Davis, an independent Pro Stock Motorcycle competitor, will race a Vance & Hines Motorsports Suzuki Hayabusa rental for 2025 NHRA Countdown.







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Cosworth Pi Toolbox – iRacing.com

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