NIL
Florida gave Billy Napier everything he asked for and got .500 football in return
Scott Stricklin thought Billy Napier would get Florida off the rollercoaster.
“Since we won our last national championship, we’ve had years where we’ve had some good success — high-level success,” Stricklin told me in spring 2023 for a story that appeared in The Athletic. “But we have been incredibly erratic with some incomprehensible lows that you wouldn’t expect the University of Florida to have.”
After Urban Meyer left Gainesville following the 2010 season, Florida had highs. It won the SEC East three times and finished with double-digit victories four times. But the dips were shocking. Will Muschamp’s Gators went 4-8 in 2013 and lost to then-FCS Georgia Southern. Jim McElwain’s Gators were 3-4 when McElwain was fired following a loss to Georgia in 2017. Dan Mullen’s 2021 team was 5-6 when Mullen was fired.
Stricklin wanted Florida football to feel less like a thrill ride and more like a ski lift — a calm, deliberate, steady ride to the top. That’s why he hired Napier and effectively gave him a blank check to hire the kind of staff Steve Spurrier, Ron Zook, Urban Meyer, Muschamp, McElwain and Mullen never could. Napier was also the beneficiary of the $85 million Heavener Football Training Center, a palatial training complex that Gators brass started designing when McElwain was still the coach.
But Napier never delivered that steady climb. On Sunday, he was fired after leading Florida to a 22-23 record in three-plus seasons. Instead, all the issues that plagued Florida early in Napier’s tenure — a lack of on-field discipline, plodding, predictable offensive playcalling — still hamstrung the Gators in his fourth season. Despite seriously upgrading the talent on the roster that Mullen left behind, Napier never came close to winning like Mullen did in his first three seasons.
Napier promised a recruiting operation that would blanket the nation and compete with the likes of Alabama’s Nick Saban and Georgia’s Kirby Smart for players. Napier had resurrected his career working for Saban (and with Smart) after getting fired as Clemson’s offensive coordinator following the 2010 season, and Napier dropped his share of Sabanisms as he built a jumbo-sized staff that mimicked Alabama and Georgia’s in volume but not in effectiveness.
Every year, Saban evaluated every position in the organization and made clear to every staffer what that person’s role was and — most important — what it wasn’t. At Napier’s Florida, staffers weren’t always sure who did what. Plus, Napier’s distribution of then-limited on-field assistant coaching positions early in his tenure was head-scratching at times. Before the NCAA lifted rules limiting the number of on-field assistants before the 2024 season, Napier used analysts for the roles of quarterbacks coach and special teams coordinator. Those coaches weren’t officially allowed to coach players in practices or games, but Napier considered it the best use of resources.
So when Florida could never seem to put the correct number of players on the field for field goal block or when the field goal team ran onto the field while the Gators were trying to run a fourth-down play against Arkansas in 2023 — resulting in an illegal substitution penalty that ultimately cost Florida that game — it was a direct result of those decisions by Napier. And even though some of the staff names changed, the issues never got cleaned up. In a loss at Miami on Sept. 20, Florida sent out 10 men to attempt to block a Miami field goal. In Napier’s final game, a 23-21 win against Mississippi State on Saturday, putting 12 men on the field for a fourth-quarter two-point conversion nearly cost Florida a win.
Napier also presided over the single dumbest recruitment of the name, image and likeness era. Florida signed quarterback Jaden Rashada in December 2022 after flipping his commitment from Miami the previous month, but Rashada never arrived on campus. A since-defunct collective attached to Florida had signed Rashada to a deal that purported to be worth up to $13.1 million over four years. When the booster who was supposed to fund the deal balked at the amount, the contract was terminated. Ultimately, Florida released Rashada from his letter-of-intent. He then went to Arizona State and Georgia and now plays for FCS school Sacramento State. Rashada is currently suing Napier in federal court alleging fraud. Napier, through his attorney, has denied Rashada’s claims.
The episode embarrassed Florida and called into question Napier’s ability to evaluate quarterbacks. But Napier rebounded on that front as the NIL era evolved. He did bring in better talent, and the crown jewel was class of 2024 quarterback D.J. Lagway.
But the improved roster never produced better results because Napier refused to let someone else handle offensive play-calling even after he proved ineffective at the role in his first three seasons. Hiring an OC was supposed to be a condition of Napier’s continued employment when Stricklin decided to keep him in November 2024. However, when Napier declined to hire a playcalling OC between the 2024 and 2025 seasons, his message was clear: He would stand or fall doing it his way.
At the time, there was reason for optimism that it might work. After a rough start to 2024 during which the decision was made to fire Napier, only to be reconsidered, the Gators rallied around Napier and then-freshman Lagway, who was forced into the starting role when Graham Mertz tore an ACL at Tennessee. After Lagway led Florida to late-season upsets of LSU and Ole Miss, it seemed the Gators had finally turned a corner under Napier.
Florida staffers convinced defensive tackle Caleb Banks to put off the NFL for one more year. They returned Jake Slaughter, who looked at the end of 2024 like the best center in college football. Tailback Jadan Baugh and linebacker Myles Graham looked ready to make big leaps as sophomores.
And of course, former five-star recruit Lagway had offered a tantalizing sample of how high his ceiling could be. But Lagway’s offseason was the first warning sign that the promise shown at the end of 2024 would never be fulfilled. Lagway had a nagging shoulder injury dating back to the 2024 season-opener that forced him to stop throwing for most of the offseason. He didn’t throw in spring practice, and various other injuries popped up and limited him throughout the summer.
Still, optimism remained. That all came crashing down week two in an 18-16 loss to USF. The Gators couldn’t control the line of scrimmage, and Lagway just looked rusty. The following week at LSU, Banks came back from a foot injury only to be lost again late in the game, and five Lagway interceptions spoiled an excellent performance from the defense in a 20-10 loss.
Against Miami, Lagway threw for an abysmal 61 yards and the Gators got dominated on both lines of scrimmage in a 26-7 loss. Miami’s Mario Cristobal, who was hired the same week as Napier, seemed to have his team ready to compete for a College Football Playoff berth and a national title. Meanwhile, Florida remained stuck exactly where it was when Napier arrived.
A home win against Texas was bittersweet; it ultimately only served to remind everyone what could have been had the Gators’ on-field management matched their roster construction. A loss at Texas A&M and the win against Mississippi State — a maddening reminder that nothing was ever easy with Napier — sealed the deal.
In a way, Napier achieved what Stricklin hoped he would. Napier got Florida off the roller coaster.
Unfortunately, he crashed the Gators into the valley.
NIL
No. 3 transfer portal player delivers bad news to major college football programs
Two of the biggest programs are college football got some transfer portal bad news as one of the top players in the portal reportedly made his commitment on Saturday. Neither Ohio State nor LSU will lack for talented football players in 2026, but one player each school had reportedly coveted is moving on.
Penn State transfer Chaz Coleman has reportedly made his commitment to Tennessee on Saturday morning. Coleman, who had been ranked as the No. 3 player in the portal by On3sports and the No. 5 player by 247sports, had long been linked to Ohio State as a recruiting favorite. On the other hand, LSU had received a recent visit from Coleman. But neither school was able to land him away from the Volunteers.
Coleman was a four-star recruit out of Ohio in the class of 2025. He took official visits to Kentucky, Penn State, and then Ohio State in the final days before the early signing period, but chose to sign with Penn State. The 6’4″ EDGE has bulked up to near 250 pounds, but saw little action in his season at Penn State, making eight tackles in nine games. He’ll have three years of remaining eligibility.
Favorites Come up Empty on Coleman
Ohio State had long been considered the favorite to sign Coleman. Pete Nakos of On3 tied Coleman to Ohio State early in the portal process. Coleman visited Ohio State last week and the vast majority of On3 prediction were for the Buckeyes.
LSU, on the other hand, was thought to be more of a last-minute option for Coleman. He visited Lane Kiffin and the Tigers first, before heading to Tennessee and OSU, and many thought LSU had positioned itself as a switch-over option from the Buckeyes.
Tennessee, on the other hand, has several former Penn State defensive coaching now on staff, with former coordinator Jim Knowles and co-coordinator Anthony Poindexter joining the Vol staff. Tennessee is clearly making good use of this connection, as Coleman is the third Penn State transfer that the Vols have snagged, with linebacker Amare Campbell and lineman Xavier Gilliam also on board.
The remaining EDGE market
The EDGE market is narrowing with the early commitment of John Henry Daley to Michigan and Coleman heading to Tennessee. LSU and Ohio State might move on to Missouri transfer Damon Wilson II. Oklahoma State’s Wendell Gregory could be another option there, although many are linking Gregory to Missouri at this time. The market on top EDGE talent is thinning out and two surprising teams came up empty on Chaz Coleman.
NIL
UCF, Houston Post ‘No State Income Tax’ NIL Photo Promos amid CFB Transfer Portal
The transfer portal is really bringing out some of the wildest recruiting tools from college football programs.
For example, on Saturday, both UCF and Houston posted photos on social media aimed at players in the transfer portal to advertise there is “no state income tax” in either Florida or Texas.
It’s certainly a big, bold strategy for both programs to take with the portal deadline approaching on Jan. 16. They could use any advantage at their disposal right now as they try to keep pace with the rest of the Big 12.
BYU is the only program in the conference behind Houston and UCF in 247Sports’ transfer portal rankings.
NIL
What is Fernando Mendoza ‘s NIL Deals in 2026 – Salary with the Indiana Hoosiers and Career Earnings
With just minutes to go before the Peach Bowl showdown between the No. 1 undefeated and undisputed Indiana Hoosiers and the Oregon Ducks, all eyes are on Heisman QB Fernando Mendoza to see if he can pull off one last miracle. While he’s locked in for the biggest test of his career, some folks are wondering just how much the QB1 is actually bringing home for taking the Indiana Hoosiers to their best ever season before he heads to the NFL.
Fernando Mendoza’s Contract Breakdown
Fernando Mendoza is right in the middle of the new age of college football where players actually get paid by their schools. He doesn’t have an old-school professional contract yet, but he does have a binding agreement with Indiana University through a new revenue-sharing plan. This is separate from the money he makes from his various endorsement deals with big names like Adidas and Dr Pepper. It’s how the top guys get their cash flow now – a mix of school money and brand deals.
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Actually looking back on the last five years, Fernando has been busy just being a world-class student and certified player. He played for the UC Berkeley Golden Bears from 2022 through 2024, becoming a full-time starter in 2023 and graduating from the Haas School of Business last summer with a degree in business administration. Explains why his post-game pressers are gems.
December 06, 2025: Indiana quarterback Fernando Mendoza 15 holds up MVP trophy after NCAA, College League, USA football game action between the Indiana Hoosiers and the Ohio State Buckeyes at Lucas Oil Stadium in Indianapolis, Indiana. /CSM Indianapolis United States of America – ZUMAc04_ 20251206_zma_c04_714 Copyright: xJohnxMersitsx
However, the big leap of faith came with his transfer to Indiana for the 2025 season. It came with around $2 million worth of greens.
The real money jump is still in the future. Fernando is expected to enter the 2026 NFL Draft after this season wraps up. Right now, all the experts think he’ll be the number one pick overall. If that happens, he will finally sign a true professional contract with an NFL team that could be worth well over $55 million. That’s when his current college earnings will look like small pennies compared to his pro salary!
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What is Fernando Mendoza’s salary?
Because of NCAA rules, Fernando doesn’t get a “salary” from his school, so his bank account grows through Name, Image, and Likeness (NIL) deals instead. Think of it as a collection of high-paying side hustles rather than one steady paycheck from the university. Since NIL only became a thing in 2021, he went from earning nothing early in his career to a millionaire this season.
Right now, analysts estimate Fernando Mendoza’s total net worth to be somewhere between $800k and $1.5 million. It’s a bit of a moving target because of things like taxes and how some of that money might be structured in trusts. His NIL earnings jumped from $1.6 million to the current $2.6 million after taking his Hoosiers to 14-0, including first outright Big 10 title since 1955.
Fernando Mendoza’s NIL Deal Net Worth/ Sponsors
Fernando has some pretty big-name sponsors backing him. He’s signed deals with major brands like Dr Pepper, T-Mobile, and even Epic Games (you know, the Fortnite folks). Can’t forget his biggest one. Adidas contract. Last month, Mendoza took it to his Linkedin to flex his Three stripes deal,“Excited to share that I’ve accepted an opportunity to join adidas!
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I’m very grateful for everyone who has supported me along the way and excited to bring my passion for sport, leadership, and work ethic to the Three Stripes. Let’s get to work.”
He also has partnerships with Keurig, Rent-A-Center, and Royal Canin. The exact length of these individual contracts isn’t made public, but they’re all part of what makes up his impressive total earning potential. But here’s a rough estimation:
(Mind, this is just a rough estimation to give you an idea.)
Fernando Mendoza’s NIL welfare
What’s really cool is that Fernando is using his fame for good. He’s pledged to donate all of his NIL earnings to the Mendoza Hope Fund, which supports after-school programs and scholarships. Plus, he launched a “Mendoza Mania” merchandise line, and all the money from that goes to the National MS Society, a cause close to his heart because his mother has MS (Multiple Sclerosis).
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The truth is, he turned his college years into a multimillion-dollar platform. All that while staying humble enough to give back to charity. Whether he beats Oregon today or not, he has already won the financial game and the hearts of the state of Indiana by putting a basketball-first program on the CFP semifinals map. It’s only a matter of time before his NFL career takes off.
The post What is Fernando Mendoza ‘s NIL Deals in 2026 – Salary with the Indiana Hoosiers and Career Earnings appeared first on EssentiallySports.
NIL
Stephen A. Smith: ‘There’s some mediocrity within the SEC’ after missing national title game once again
The Southeastern Conference will once again be absent from the national championship stage. ESPN’s Stephen A. Smith believes the issue runs far deeper than a single postseason loss.
Following Ole Miss’ defeat to Miami in the College Football Playoff semifinals, Smith delivered a pointed critique of the SEC on First Take, arguing that the conference’s long-held dominance has eroded in the modern NIL and transfer portal era. The loss marked the third consecutive season the SEC will miss the national title game, an unthinkable outcome just a few years ago.
“They ain’t feeling you anymore,” Smith stated. “When you look at the absence of depth, why? Because players are choosing to go elsewhere. It ain’t just the second-stringers anymore. You got some all-world players saying, ‘We don’t have to be in the SEC anymore the way that we used to.’”
Smith pointed to the growing national parity as evidence that the SEC’s grip on elite talent has loosened. With players now empowered by NIL opportunities and immediate eligibility via the transfer portal, Smith argued that the conference no longer holds the same gravitational pull it once did.
“We’ll go to the Big Ten, we’ll go to the Big 12, we’ll go to the ACC,” Smith stated. “You see some of these cats in Miami, how are they looking? Think about that for a second here.”
Beyond roster movement, Smith also questioned whether the SEC still boasts the same sideline advantage it once did. He specifically referenced the transition at Alabama, where Kalen DeBoer replaced Nick Saban, calling the shift a clear inflection point.
“He’s a good coach,” Smith said of DeBoer. “He just ain’t in the same class as Nick Saban. So, there’s a precipitous drop off there.”
Moreover, Smith argued the landscape began changing when Georgia won back-to-back national titles, exposing a widening gap between the league’s elite and the rest of the conference. From there, he rattled off programs he believes no longer resemble their former selves, including Auburn, Arkansas, Florida and LSU.
“This ain’t the days of Urban Meyer,” Smith explained. “They don’t have Tim Tebow in Florida. They don’t look the same.”
While acknowledging that the SEC remains powerful, Smith concluded that its mystique has faded. Where the league once featured five or six national title-caliber programs, he now sees a conference filled with teams that look increasingly beatable.
“There’s some mediocrity within the SEC Conference,” Smith concluded. “The allure is gone. They’re a powerful conference, but the allure that they once had has been eviscerated. Period.”
As the College Football Playoff moves forward without an SEC team competing for the title once again, Smith’s comments underscore a growing national conversation. Whether college football’s most dominant league is still setting the standard, or simply chasing it.
NIL
Oregon Ducks’ Dante Moore Takes Blame For Season-Ending Loss To Indiana
The Oregon Ducks’ season came to an end in the College Football Playoff semifinals in a 56-22 loss to Indiana at the Chick-fil-A Peach Bowl.
Dante Moore finished with 285 yards through the air and two touchdowns. However, the Duck’ star quarterback had three turnovers with two fumbles and one interception in what could be his final game in an Oregon uniform.

On Multi-Turnover Game
Moore hasn’t had many multi-turnover games. He tossed two interceptions in the loss to Indiana during the regular season and he did it again in the first-round CFP win vs. James Madison. He didn’t shy away from taking responsibility for the turnovers.
“First thing is first, the quarterback has to protect the football. They have a great defense, great disguise and different looks, but you can’t win football games if you’re causing turnovers. Something of course I need to work at. It comes with just reps. But overall, I mean, Indiana defense is great, defensive coordinator, but at the end of the day, we beat ourselves,” Moore said.
On First Lost Fumble
Moore’s first fumble came in the begininng of the second quarter as Oregon was attempting to make a comeback down 20-7. Backed up inside their own 15-yard line, Moore coughed up a costly turnover.

“On that play, it was running back was behind me in the pistol and tried to throw the smoke screen off the field. I gotta clear the midline better to make sure that when I am going to throw, I don’t hit the running back in his elbow. So the ball hit his elbow, but at the end of the day, it’s on me. I gotta take care of the ball and make sure they’re out of the way and get the ball to the receivers,” Moore said.
On Relationship With Ducks’ Center Iapani Laloulu
After the final whistle, Moore embraced center Iapani “Poncho” Laloulu in a powerful moment that represented the Ducks’ brotherhood.
“Poncho is somebody I love to death, and we’ve been through a lot this year, and I love him to death. And he’s just somebody that’s always willing to pray for me. He prayed for us in that moment, just prayed for the season. Just at the end of the day, Jesus won,” Moore said.
“At the end of the day, you have to give him his glory. It is just two competitive teams that’s playing on the biggest stages in the world right now. And at the end of the day, you gotta give God the glory win or loss,” Moore added.
MORE: What Dan Lanning Said After Oregon’s Loss to Indiana
MORE: Instant Takeaways From Oregon’s Playoff Loss to Indiana
MORE: Dante Moore NFL Outlook Comes Into Focus After Peach Bowl Loss
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On NFL Aspirations
Regardless of how he played vs. Indiana, Moore is still seen as one of the top prospects in the 2026 NFL Draft if he chooses to declare. He gave a brief update on where he is with his decision process.
“I knew that question was coming. Yeah. I want to soak this moment up. That’s most important. Just giving hugs and just thank yous to my teammates, but at the end of the day, I don’t know my decision yet,” Moore said.
I’m going to talk to Coach Lanning and talk to my family and everybody, but at the end of the day, I don’t want to think about that right now. I just want to think about my teammates and give love to them. Appreciate you though,” Moore continued.
On Indiana’s Crowd Size
The entire Mercedes-Benz Stadium was filled with Indiana red. It became apparent very quickly for the Ducks that the Hoosiers would have the crowd on their side.
“I thought it was just the red seats, but it was the Indiana fans. They had a ton of fans here. Of course I’m just glad that the fans from Oregon were able to make it. I’m glad they came. Yeah, but it was pretty loud. At the end of the day, the dome gets pretty loud, but we prepared for loud situations and changed up the cadence. But yeah, they came out and showed out,” Moore said.
On His Faith

“My faith has taken me a long way, my freshmen year at UCLA. That was the most adversity I’ve been in my life. Being 17 years old in LA, there’s not many people I could rely on. You know, I am from Detroit, Michigan, very far from there,” Moore said.
“I know God is always on my side through the good, bad and ugly. Just someone I relied on, prayed everyday to. And even right now, you know, the sun will come up in the morning and give me light, walk in His path, and trust in His journey that he has for me. It’s God’s time in everything I do,” Moore added.
On Learning From Indiana Quarterback Fernando Mendoza
While doing game prep for the Hoosiers, Moore made it a point to study a bit of Indiana quarterback Fernando Mendoza.
“Quarterbacks learn from each other. Of course when I watched the film, I’m not just going to watch our side of the ball. I’m going to watch him. He’s done a great job all year especially in the red area protecting the football, scoring, doing what they’ve been doing. They’re on the field for a reason,” Moore said.
“I give him his credit. Somebody I’m going to stay in touch with when it comes to just talking ball, talking life, but quarterbacks learn from each other. And I’m excited how much I can learn from this game and learn from my future coming up,” Moore continued.
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NIL
College enforcement group voices ‘serious concerns’ with spiraling transfer portal
A transfer portal spiraling out of control prompted the new regulatory body for college sports to issue a memo to athletic directors Friday night saying it has “serious concerns” about some of the multimillion-dollar contracts being offered to players.
The “reminder” from the College Sports Commission came out about an hour before kickoff of the semifinal between Indiana and Oregon in a College Football Playoff that has shared headlines with news of players signing seven-figure deals to move or, in some cases, stay where they are.
The CSC reminded the ADs that, according to the rules, third-party deals to use players’ name, image and likeness “are evaluated at the time of entry in NIL Go, not before, and each deal is evaluated on its own merits.”
“Without prejudging any particular deal, the CSC has serious concerns about some of the deal terms being contemplated and the consequences of those deals for the parties involved,” the memo said.
Under terms of the House settlement that dictated the rules for NIL payments, schools can share revenue with their players directly from a pool of $20.5 million. Third-party deals, often arranged by businesses created to back the schools, are being used as workarounds this so-called salary cap.
The CSC, through its NIL Go portal, is supposed to evaluate those deals to make sure they are for a valid business purpose and fall within a fair range of compensation for the services being provided.
The CSC did not list examples of unapproved contracts, but college football has seen its share of seven-figure deals luring players to new schools since the transfer portal opened on Jan. 2.
One high-profile case involved Washington quarterback Demond Williams Jr., who initially sought to enter the transfer portal and turn his back on a reported deal worth $4 million with the Huskies. Legal threats ensued and Williams changed course and stayed at Washington.
“Making promises of third-party NIL money now and figuring out how to honor those promises later leaves student-athletes vulnerable to deals not being cleared, promises not being able to be kept, and eligibility being placed at risk,” the CSC letter said.
The commission listed two rules about contracts it evaluates, some of which have been termed “agency agreement” or “services agreement” in what look like attempts to bypass the rules.
—”The label on the contract does not change the analysis; if an entity is agreeing to pay a student-athlete for their NIL, the agreement must be reported to NIL Go within the reporting deadline.”
—”An NIL agreement or payment with an associated entity or individual … must include direct activation of the student-athlete’s NIL rights.” This is a reference to the practice of “warehousing” NIL rights by paying first, then deciding how to use them later.
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