NIL
Predicting the AP top 25 college football rankings for Week 11
As we survey the damage from another very active Saturday of games across the country, let’s look ahead to the AP top 25 college football rankings for Week 11
Who’s moving up? Who’s moving down?
Note: this isn’t our ranking of the best teams, but our prediction for how top 25 voters will slot them in the official poll
Dropping out: No. 17 Cincinnati, No. 22 Houston
25. Tennessee. Three costly losses have the Volunteers almost certainly out of the College Football Playoff picture, but the lack of other clear candidates to break out of the receiving votes category could salvage UT’s position in the rankings for now.
24. Washington. Yet to crack the AP top 25 this year, the Huskies were off this week as the 28th team in the poll, and with losses by three lower-placed teams, there should be room to make it entering November.
23. James Madison. A contender from the Group of Five, the Dukes could finally slip into the AP poll given they have just one loss to still-ranked Louisville. Voters gave this team just 9 votes last week, but major shifts near the bottom of the rankings open a road into the top 25.
22. Memphis. A little more confusion in the competitive American Conference and its designs on the Group of Five bid in the College Football Playoff, as Memphis beat Rice while first-place Navy lost to third-place North Texas, with UM right in the middle.
21. Michigan. Bryce Underwood didn’t do much of anything, but Jordan Marshall carried the day on the ground, powering for 185 yards and 3 touchdowns to take down the Boilermakers.
20. USC. AP voters had the Trojans behind the Michigan team they beat, but should correct that error given the former’s big win at Nebraska and the latter’s close win over a crummy Purdue team. Southern Cal is still lingering in the playoff picture.
19. Utah. Not only did the Big 12 hopefuls rout a ranked, one-loss Cincinnati at home, but even their losses, to Texas Tech and BYU, look really good, given those are the two highest-placed teams in the conference standings now.
18. Missouri. Losses to Alabama and Vanderbilt have Mizzou at 2-2 in SEC play and on the outside looking in at any meaningful football, but can change the narrative as they return from this week’s bye in a home date against perfect Texas A&M in Week 11.
17. Georgia Tech. The Wreck got into the poll thanks to a win against Clemson, but that looks less impressive by the day. Now comes a loss at unranked NC State amid a schedule that doesn’t scream quality wins.
16. Vanderbilt. No threat to fall out of the rankings following a loss at Texas, the Commodores nonetheless lost at a bad time as the playoff selectors are set to meet for the first time, although their furious 21-point comeback bid should impress them.
15. Miami. A drop is coming for the preseason ACC title favorites after a loss to unranked SMU on the road, the Hurricanes’ second loss in three games, and in the last 20 seasons the program is 18-13 against Power opponents when they’re ranked in the top-ten. This loss was their sixth as a program against an unranked opponent.
14. Louisville. Not a great start for the Cardinals’ offense, but they came back to handle Virginia Tech to stay at one loss in ACC play going into November.
13. Virginia. Despite playing a too-close game against lowly Cal, the Cavaliers got a pick-six late to pull away and secure its first 8-1 record since 1990. Still, the reason for their being ranked in the first place, a win over Florida State, doesn’t look quite as impressive these days.
12. Oklahoma. A statement win at Tennessee to move to 7-2 in a crucial moment playing arguably college football’s toughest remaining schedule and clinging to the outside of the playoff conversation, but no room for mistakes going forward.
11. Texas. An impressive win over a top-ten ranked Vanderbilt, highly-respected by the pollsters this year, should give the Longhorns a nice boost in the new rankings, combined with other losses by teams in this area of the poll.
10. Texas Tech. A sluggish start, but the Red Raiders came back and pulled away in a 23-point win at Kansas State and improved to 8-1 heading into a massive test against BYU that will help shape the congested Big 12 title picture.
9. Notre Dame. That 0-2 start seems like a distant memory after winning 6 straight games, and all by double digits, even if things were a little close against one-win Boston College this weekend.
8. BYU. Off on Saturday, the Cougars still sit atop the Big 12 standings with that undefeated record, but they’ll be tested in a road game at Texas Tech next weekend.
7. Ole Miss. A ferocious defensive effort that included 6 sacks and 2 interceptions and the Rebels ran for 258 yards to take down South Carolina and move to 8-1, and an easy path to 11 regular season wins. It would seemingly take sheer disaster to get this team out of the playoff at this point.
6. Oregon. Sitting firmly in that third-place spot in the Big Ten, the Ducks were off in Week 10 to prepare for an interesting road date against a strong-looking Iowa squad that sits right behind them in the conference standings.
5. Georgia. Another slow start and a deficit for the Bulldogs to have to play their way out of, but play out of if they did in a close win over rival Florida to move to 7-1 and should stay put in the top-five in this week’s rankings.
4. Alabama. Winners of seven-straight games, the Crimson Tide are in position to make a run at the SEC championship heading into a home date against an LSU team undergoing major transition coming out of the Brian Kelly disaster.
3. Texas A&M. Idle this past weekend, the Aggies remain the SEC’s last undefeated team coming off that signature win at LSU that helped get Brian Kelly fired, and now head into another road test against a ranked Missouri.
2. Indiana. College football’s third-ranked scoring offense put up over 50 points for the second-straight week, overcoming a slow start to smack Maryland and stay perfect, one step closer towards setting up a likely Ohio State-Indiana matchup for the Big Ten title, and maybe peeling off some first-place votes this week, too.
1. Ohio State. Julian Sayin put on another near-perfect passing clinic, completing 87 percent of his throws with more touchdowns (4) than incompletions (3), leading the Buckeyes to a 38-14 win over hapless Penn State to stay undefeated.
More: AP top 25 college football teams moving up, down in Week 11
NIL
Dabo Swinney addresses next steps for Clemson football program after disappointing 2025
Dabo Swinney might have a long look in the mirror as Clemson hits the offseason. The Tigers lost 22-10 to Penn State in the Pinstripe Bowl to finish the year 7-6.
It was a year where, ironically both PSU and Clemson, were popular preseason national champion picks. Heck, some even predicted these two would square off for college football’s crown.
Swinney chalked these struggles up to big picture issues. If those can get rectified ahead of 2026 remains to be seen.
“It’s really more about just big picture of our issues from the season,” Swinney said postgame. “I know what’s real. I know what’s not. I don’t read what everybody else writes. I know what’s real. I have a good perspective when it comes to things that are in our control and what we’ve got to do better. We’ve got great people. I love all the people on my staff.
“But you evaluate everything. That’s just a part of our business, and it’s a part of the end of a season is you step back and — I don’t make emotional decisions, but first and foremost, it starts with what happened and how do we — is it personnel, is it scheme, is it bad calls, whatever. There’s a lot of things you evaluate as a coach.”
With the talent Clemson had back, such as QB Cade Klubnik and defensive linemen Peter Woods and T.J. Parker, there seemed to be a lot of NFL talent. But it just didn’t click as the Tigers found themselves 1-3 after four games, pretty much out of the CFP picture before even getting started.
Dabo Swinney promises to get it right for 2026
“Again, I know we’ve got seven wins, but we’re a lot closer than people think,” Swinney said. “That’s one of them things, boy, if you say that you get torn up on social media, people rip you I’m sure. But that’s the reality. I know what it is, and I know how close we are. It’s one more catch. It’s one more good throw. It’s a better call. It’s one stop. Next thing you know, you win a couple of those games that we lost early, and now you’ve got confidence and momentum and all those things matter. We just never got that.”
Swinney is 187-53 since 2008 with Clemson, winning nine ACC titles and two national championships. Heck, despite being 10-4 last year, the Tigers won the ACC and made it to the first round of the College Football Playoff.
To get back to that and beyond might take a philosophy or roster overhaul. But Swinney claims he knows what to do to get it right.
“It certainly affected us,” Swinney said. “But again, evaluate everything, make good decisions based on what my perspective is, and I’ll change what I need to change, stay the course on what I believe I need to stay the course on.
“Again, it’s never as good as you think, it’s never as bad as you think. I’ve done this a long time, and this is the second worst season we’ve had in 17 years. There will be something good come from it just like the last one we had in 2010. We had a lot of great things come from it. We’ll have a lot of great come from this one, as well.”
NIL
Kyle Whittingham admits he didn’t know if he was done coaching after stepping down at Utah before Michigan hire
On Dec. 12, Kyle Whittingham announced he’d be stepping down from his position as head coach at Utah after spending 21 seasons at the helm of the program. At the same time, Michigan fired head coach Sherrone Moore after he was charged with felony third-degree home invasion and two misdemeanors.
Just two weeks later, Michigan hired Whittingham to be its next head coach. During his introductory press conference on Sunday, the 66-year-old HC admitted he wasn’t sure whether he’d ever coach again after he resigned from Utah.
“It’s an honor to be able to be in this position. Twenty-one years at Utah. Stepped down a couple weeks ago. Wasn’t sure if I was finished or not. I still have a lot left in the tank,” Whittingham said. “You can count on one hand, the amount of schools that if they called, I would listen and I would be receptive to what they had to say.
“Michigan was one of those schools, definitely a top five job in the country, without a doubt. So, when the ball started rolling, and the more I learned about Michigan, the more excited I got. And I’m just elated to be here.”
Whittingham signed a five-year contract with Michigan worth an average of $8.2 million per year. Whittingham’s contract is 75% guaranteed. His 2026 salary is expected to be $8 million.
While Whittingham is far older than many of the other coaches who were signed during this hiring cycle, he’s also far more experienced. Whittingham was the head coach at Utah from 2005-25.
During his impressive tenure, he guided the Utes to a 177-88 overall record and three conference championships. Despite his illustrious résumé, Kyle Whittingham said he didn’t expect to hear from Michigan about its job opening.
“I didn’t expect that. Ironically enough, the timing was almost exactly the same from when I stepped down and when this job became open,” Whittingham said. “It was within a day or so of each other. Like I said when I stepped down, I felt like one thing I didn’t want to be is that coach that just stayed too long at one place.
“I just felt that the time was right to exit Utah. But, like I said, I still got a lot of energy, and felt like, ‘Hey, if the right opportunity came, then I would be all in on that.’ So, that’s what Michigan afforded me.”
NIL
‘Cinderella exists in college basketball’ but not college football
Everyone loves an underdog. That is, except everyone involved with college football.
As soon as two Group of Five schools qualified for the 2025 College Football Playoff, every college football talking head started falling all over themselves to explain why they didn’t deserve to be there, didn’t belong, and shouldn’t be allowed to compete there in the future.
The TV ratings for the first round of the CFP seemed to give pundits further ammunition, especially since most of their arguments had more to do with driving TV audiences than rewarding winners.
The war against college football Cinderellas has been intense, and you can add a somewhat surprising voice to the mix: NBC Sports college basketball announcer John Fanta.
As part of a wide-ranging interview with the New York Post’s Steve Serby, Fanta shared that while he enjoys seeing Cinderella teams compete in college basketball’s March Madness, it doesn’t work the same for college football.
“I would not have two Group of 5 teams in the Playoff,” said Fanta. “I am all for Cinderella. But Cinderella exists in college basketball.
“The opening weekend of the College Football Playoff was a dud. It’s not about picking Miami over Notre Dame. Miami beat Notre Dame. What doesn’t make any sense is the committee for weeks had Miami below Notre Dame, and then put Miami in over Notre Dame. So the committee has no rhyme or reason to what they are doing. That’s my issue with the Playoff. I think the Playoff is gonna deliver great games.”
Fanta’s argument is somewhat moot, as future editions of the CFP are highly unlikely to unfold as this year’s did, thanks in large part to Notre Dame’s revised MOU and likely changes to the ACC’s selection criteria.
Also, while the Tulane and JMU games were largely uncompetitive, plenty of Power 4 schools (and Notre Dame) have laid far worse eggs in CFP games.
If there’s a villain in this year’s CFP draw, it’s the Power 4 programs that didn’t do enough to justify their inclusion, rather than the G5 schools that earned the right under the current criteria.
NIL
Ed Orgeron on SEC paying players before NIL: ‘We used to walk through the back door with the cash’ – Tar Heel Times
Posted Dec 28, 2025
Few recruiters in college football worked harder than Ed Orgeron. Orgeron did a great job bringing in some great talent. However, most of his work came in the pre-NIL era, meaning he could not, technically, use money in the process. So when talking about how he would adapt with NIL now legal, Orgeron hilariously said there would just be a slight difference.
(On3.com)
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NIL
What is the projected NIL value of a top DB & DL?
While transfer portal details are rare and hard to verify, the overall trend is that defensive standouts might be the bargain play over a top offense. Quarterbacks have already made deals like Darrian Mensah’s $4 million reported payday a year ago, with some speculating the market might drive over $5 million now.
But when On3sports provided a recent peak behind the curtain at the values and costs of recruiting portal talent, it was clear that defense remains the value play. On3 provided a few fascinating details.
Defensive linemen can be relatively high priced. For instance, On3 cited the reported deal of David Bailey (which some have valued at over $3 million) as the potential high side of defensive paydays. Elite pass-rushers aren’t cheap, and the $1.5 million high end value quoted by On3 is clearly contemplating that possibility.
Penn State edge Chaz Coleman is one of the players already indicated to be entering the portal who might command the type of value On3 notes. With three years of eligibility, the 6’4″, nearly 250 pound Coleman is an elite prospect. Another name nearly on that level is Oklahoma State transfer Wendell Gregory.
But defensive tackles, despite the relative scarcity of players with the physical attributes to provide lane-clogging snaps, tend to lag a bit lower than pass rushers on the college football food chain. If pass-rushing ends are still a bargain compared to quarterbacks, then defensive tackies will generally land cheaper still, with few likely to break the $1 million barrier by On3’s projection. One name that could be in that company, though, is Wake Forest transfer Mateen Ibirogba.
The massive value of the entire recruiting world, as documented by On3, lies in the secondary. Ranking defensive backs lowest of all the position groups profiled, On3 noted that vast number of defensive backs who join the portal. On3 indicates that an elite safety is probably a slightly higher value than a cornerback.
At the moment, Iowa State’s Jontez Williams is a top corner transfer, while Tennessee’s Boo Carter leads a slightly underwhelming safety class.
But at a projected value of $300,000-$850,000, a school could afford an entire secondary cheaper than an elite quarterback, at least according to the valuation reported by On3. Whatever path to the Playoff the next portal-playing team chooses, defense is clearly the economic option.
NIL
JMU Loses All 11 Starters From College Football Playoff Season
The transfer portal has radically challenged the college football landscape.
What was once a way for a few players to plead their case for a chance to switch schools has now become one of the most active free agency periods in all of sports.
Instead of needing to recruit high school students and hope the development turns them into future stars, programs can now change their entire outlook in one offseason by signing already-developed talent in the transfer portal.
For many teams like the Indianas and Vanderbilts of the world, backed by strong NIL foundations and donors, it’s been a godsend.
For the James Madison Dukes, the loveable, scrappy underdog story of the 2025 season, making it all the way to the College Football Playoff, the transfer portal is a monster that they can’t fight off.
A week after their loss to the Oregon Ducks on the road in the first round of the CFP, their fearless leader, Bob Chesney, is already drinking mimosas in Los Angeles in his new job at UCLA.
More news: Transfer Portal Prediction: CFP Team Lands 8,000-Yard QB Brendan Sorsby

More news: Transfer Portal Prediction: 5-Star Florida QB DJ Lagway Lands at SEC Rival
Beyond that, their quarterback and on-field captain, Alonza Barnett III, is transferring to join a bigger, more well-funded program in the new year.
He isn’t the only offensive player to leave the Dukes. In fact, all 11 of their starters from the College Football Playoff are either graduating or have entered the transfer portal, leaving James Madison barren.
Overall, it’s expected that over 80% of the players they would have hoped to make some sort of impact with the team in 2026 will be gone in a few short weeks as they try to get a deal to move up the college football hierarchy.
There are rumors that James Madison has built an NIL backend that would put them in good standing alongside other schools of their stature, but what can they do when Barnett III might receive an offer greater than their entire team fund?
The Dukes will do the best they can to rebuild as the new era continues roaring on in college football, and we’ll see where these former underdogs call home amongst the Power Four schools.
The transfer portal officially opens on Jan. 2, 2026.
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