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'Sim farms', high heels, zombie knives

“Getting over people’s own embarrassment and shame is really challenging,” he says. “It’s about telling people and getting comfort from that network around you, like from your family [and] from your social network. And if people have that support, that can be so empowering to them [they can] then make a report and engage with […]

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'Sim farms', high heels, zombie knives


“Getting over people’s own embarrassment and shame is really challenging,” he says. “It’s about telling people and getting comfort from that network around you, like from your family [and] from your social network. And if people have that support, that can be so empowering to them [they can] then make a report and engage with law enforcement.”The problems are numerous: criminals are often based abroad and take advantage of constant advances in technology to dupe victims. But one difficulty is simple and prevalent, which is that people are so embarrassed to have fallen for a scam that they fail to mention it to those around them, let alone report it. “It’s under-reported, and it causes huge harm,” says Curtis. “And that harm isn’t just financial.” Victims can lose their sense of self-confidence and develop problems with mental health, and this can even lead to suicide.“I think it gives [criminals] a range of capabilities that they just didn’t have before and … it’s getting easier and easier for them to use some of this technology,” he says. In the past, emails and messages which claimed to be from a bank could be spotted because of poor grammar or spelling, but this is no longer the case as the technology being used by criminals improves.The Guardian recently revealed details of the sophisticated and mercenary tactics used by scammers in an elaborate operation based in Tblisi, Georgia, which tricked Britons out of £9m. Many were called again and again by the criminals and persuaded to hand over more and more money.

So at a time when fraud is ballooning and coming at people in emails, texts, WhatsApp messages and through any number of social media channels, what can people do to stay safe?Police have called for more effective user verification so that criminals cannot operate anonymously, as well as for more sharing of information that can identify them.Head and shoulders photo of DCI Paul Curtis

Donaldson says the vast majority of authorised push payment (APP) fraud, which involves tricking someone into voluntarily sending money from their bank account, emerges from social media accounts. The decision by Facebook to get rid of factcheckers and reduce censorship, announced in January, raises concerns that it will be even easier for criminals to exploit people, he says.

On a shelf between Alexander McQueen shoes, Louis Vuitton handbags and Versace heels in the police evidence room are an 18-inch machete and a serrated zombie knife. Alongside the expensive fashions bought with the proceeds of serious fraud are the tools needed to achieve it, says DCI Paul Curtis.“It’s much, much easier to do that [fraud] in a very, very convincing way [as] there’s a whole sort of suite of capabilities available to criminals now which do change the nature of the threat. The bar to entry [with] that type of technology is getting lower all the time,” says Donaldson.This month, UK Finance and the consumer group Which? wrote a joint letter to the UK government calling for “robust action” to be taken against technology companies to offset the growing cost of fraud.Developments in generative AI – where artificial intelligence can create text, images or videos using patterns in existing data – give fresh opportunities to criminals, according to Ben Donaldson, managing director of economic crime at UK Finance, the banking body that funds the DCPCU.“These are serious offenders and for whatever reason they felt the need to have these to protect themselves,” he says. Among the other tools are “Sim farms” bought on the dark web, which scammers use to send out numerous text messages at once; stacks of laptops; and mobile phones and payment card readers.Meta, the parent company of Facebook, Instagram and WhatsApp, says it has launched its Fraud Intelligence Reciprocal Exchange – through which banks can share information about scams – which has led to the removal of 20,000 accounts. TikTok says each request for data from the police is examined and evaluated before data is disclosed.Treat your personal information in the same way you treat your house keys, says Donaldson. “You shouldn’t hand over any aspects of your personal information unless you would trust that person with the keys to your front door.”The tools and spoils of crime have come from raids headed by the Dedicated Card and Payment Crime Unit (DCPCU), whose offices the Observer visited this month. Tasked with uncovering payment fraud across the country and charging the perpetrators, this group of officers from the City of London and Metropolitan police forces are at the forefront of the battle against fraud.Some of their most recent successes involved scammers who pretended to be bank officials and police officers to defraud people, and a Chinese man who drove around the West End of London sending masses of fake text messages from a machine in his car.Curtis says criminals in fraud cases use methods similar to those of sexual predators when grooming their victims. “It works in exactly the same way with fraudsters. They have to build the confidence with the victim. They have to build that trust up. So sometimes this isn’t a quick process to become a victim of fraud,” he says.

Finance

32 Ways To Save Money Right Now

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32 Ways To Save Money Right Now

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JB Pritzker

David Weigel: Do you want to see New Hampshire vote first in 2024? JB Pritzker: To be clear, I’m not here about any of that. We just finished a presidential election. Could we take a breath and talk about the congressional elections coming up in 2026? We need Chris Pappas to win for the United […]

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JB Pritzker

David Weigel: Do you want to see New Hampshire vote first in 2024?

JB Pritzker: To be clear, I’m not here about any of that. We just finished a presidential election. Could we take a breath and talk about the congressional elections coming up in 2026? We need Chris Pappas to win for the United States Senate.

I think New Hampshire is a good early primary state — just as an observer of presidential elections, for a lot of years. I think it needs to be paired with other states, with other demographics. That’s absolutely possible now that we’ve got South Carolina, Nevada on the calendar. But New Hampshire is a really fascinating place, it’s a small place, and it allows people to come, when they run for president, and not need a lot of money, and be able to meet a lot of voters.

What role are you taking to help Democrats in 2026? How much of it is financial support?

I’ve traveled around the country to try to help Democrats everywhere. It’s been a personal endeavor, not so much about the financing of campaigns as it is about making sure that we’re pressing forward on the message of what we stand for. Right? We’re a party that stands up for working families, and the candidates that we support are the quality candidates that people want to serve in Congress.

I’ve also supported candidates financially wherever I could, and the Wisconsin race is a great example of that. Compared to Elon Musk, you might say that I got an awfully great return on investment. I think it’s $30-$40 million that he spent, not to mention offering, what, a million dollars a piece to a few people to get them to vote Republican? That seems illegal to me. But yes, I put my money where my mouth is. I happen to have the ability to support people financially.

One reason I ask is that, in Wisconsin, when Republicans were asked about Elon Musk’s spending, they’d point to you and say, Democrats have out-of-state billionaires too.

(Pritzker holds one hand high and one hand low, to illustrate the gap in their spending.) Elon Musk is one of the — well, the wealthiest person in the world, right? That was a very important race, and it’s going to make an enormous difference. The Republicans have been manipulating politics in Wisconsin, and I wanted to make sure that it was a fair fight.

Bernie Sanders has been rallying around the country, talking about the threat of an oligarchy. Do you think you’re included in that?

Well, would you put me in the same category politically as Elon Musk? I would not. I think what people talk about, when they talk about an oligarchy, is the group of the most powerful people in the society who are trying to impose their will on everyone else and make them pay for what the oligarchs are unwilling to pay for. That is clearly the opposite of what I believe in, right? I am a Democrat. I’m someone who believes in little D democracy, and someone who believes that the very people who ought to be in charge are the working families of our country, the working families of the state of Illinois, and not the wealthiest people in our state or in the country. You can use whatever word you like, but I’m saying, there’s a big difference between the people that Bernie Sanders is talking about and what I believe in.

Two questions about Congress. The House Education Oversight Committee is investigating whether the clinic at Northwestern’s Law School, which now obviously is the Pritzker law school, endorsed antisemitism by representing people in Gaza protests. Was that antisemitic, to defend those protesters?

I’m not getting involved in what they’re attacking universities about, except to say this: The attack seems to use antisemitism to actually go after what they believe are liberal institutions. The reality is that universities are places that house free speech, that give an opportunity to young people to exercise their academic capability. When there was a Muslim ban imposed in Trump’s first presidency, his first term, I went to O’Hare and there was a table of lawyers there to make sure that the law was being followed for people who were legal residents returning to the United States. I met the folks at that table, and some of them were from, guess what, the Pritzker School of Law at Northwestern.

I was very proud of that fact, right? These are young people who believe in something, they’re out there standing up for it. I don’t think the universities should be under attack by the federal government. So many of the great developments that exist in our society, our universities developed. So to have the federal government decide that they’re just going to pull away from universities and use antisemitism as an excuse seems un-American to me.

You’re also being invited to the House Oversight Committee to talk about “sanctuary cities.” What’s going to be your defense, if you go?

Yeah, they have about 800 different ways of defining a sanctuary state or sanctuary city. We have a law on the books that was signed by my Republican predecessor called the Trust Act. All it does is it says that our local officials, local law enforcement, can’t be sequestered by the federal government to do the federal government’s job — that what we need is for our police to be stopping violent crime on the streets of Chicago or across the state of Illinois. It lets police do their job.

By the way: I want every violent criminal who’s undocumented, a violent criminal who is convicted, removed from my state and the country. And I think every Democrat should be saying that from the rafters. What we also want is comprehensive immigration reform. What does that mean? It means that people who are law-abiding, hard working, tax paying people who happen to be undocumented and have been in this country for some years — that we ought to find some path for them, right? These are the very people that, if you had a good immigration system, you’d want to have come into the country.

My family came here as refugees. My family would not have survived if this country hadn’t let them in. So, I’m a believer that immigration is not just good because we’re saving lives, but also because it’s good for our economy. And let me add one other thing: We need to secure the border. This all goes together, securing the border and having comprehensive immigration reform and finding a path for people to stay legally in this country who are law-abiding, tax paying people. Right now, we’ve got a policy that’s ruining the country, taking up citizens and disappearing them from the streets and ignoring habeas corpus.

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'Virtually all my wealth

Bill Gates announced he will give away “virtually all” his wealth through the Gates Foundation in the next 20 years. The Microsoft founder plans to distribute around $200 billion through his foundation, that centers on global health and equity initiatives, before he shutters the organization in 2045. 6

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'Virtually all my wealth

Bill Gates announced he will give away “virtually all” his wealth through the Gates Foundation in the next 20 years. The Microsoft founder plans to distribute around $200 billion through his foundation, that centers on global health and equity initiatives, before he shutters the organization in 2045.

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Community raises money to help elderly Omaha man pay off summary judgement from yard care bill

OMAHA, Neb. (WOWT) – A senior citizen who fought an exorbitant lawn care bill lost in court, but he won the hearts of many viewers after a First Alert 6 Investigation. He only needed the suit to play Santa, but Lynn Hendrix wasn’t sitting still about a $2,100 for six months of lawn service. “I […]

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Community raises money to help elderly Omaha man pay off summary judgement from yard care bill

OMAHA, Neb. (WOWT) – A senior citizen who fought an exorbitant lawn care bill lost in court, but he won the hearts of many viewers after a First Alert 6 Investigation.

He only needed the suit to play Santa, but Lynn Hendrix wasn’t sitting still about a $2,100 for six months of lawn service.

“I didn’t agree to anything past the first charge,” said Lynn.

That was two years ago, and Lynn paid $900, but Steve’s Yard Care argued he approved all applications and sent the remaining bill to The Collection Analyst, Inc., which won a judgment against the 83-year-old Lynn.

Chip Hendrix, Lynn’s son, is paying off his dad’s legal obligation with money raised through a GoFundMe site that was set up after First Alert 6’s initial report.

The court-ordered collection judgement has since been released.

“I’ll let my dad know and hopefully that will take some burden off him,” said Chip Hendrix, Lynn’s son. “If he understands. He’s just not very responsive anymore.”

Chip says his dad has medical bills and couldn’t afford the to pay off the collections judgement.

Several years ago during Christmastime, Brite Ideas Decorating near 156th and Blondo Street went from a ceramic Santa to a real one.

That real Santa was none other than Lynn.

When the owner of Brite Ideas, Travis Freeman, learned that Lynn faced a summary judgement, he decided to step in and return the favor that Santa usually brings with him.

Freeman says Lynn made life brighter in his holiday lighting store by sitting in the chair dressed as Santa for five Christmas seasons. Like many others, Travis contributed to the fund for Lynn, who’s currently in hospice care.

“That’s the last thing he needs to worry about in his final days, a judgement or getting a lien put on his house,” Travis said. “[We just wanted to] get that paid off so he doesn’t have to worry about that.”

And the GoFundMe goes way beyond the legal judgement, with almost $4,500 collected, which can help pay for some of Lynn’s medical bills.

“He was Santa for so long and all these people know him and love him,” said Chip. “I think that really helped with the response we got from the community.”

Chip says another lawn service is taking care of his dad’s yard, which only costs $280 per season.

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Fiserv Signs Definitive Agreement to Acquire Brazilian Fintech Money Money

Money Money expands Fiserv’s payment and financial services capabilities, providing working capital for Brazilian small businesses São Paulo, April 23, 2025 – Fiserv, Inc. (NYSE: FI), a global leader in payments and financial technology, today announced it has entered into a definitive agreement to acquire Brazilian fintech Money Money Servicos Financeiros S.A. (“Money Money”). This transaction […]

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Fiserv Signs Definitive Agreement to Acquire Brazilian Fintech Money Money

Money Money expands Fiserv’s payment and financial services capabilities, providing working capital for Brazilian small businesses

São Paulo, April 23, 2025 Fiserv, Inc. (NYSE: FI), a global leader in payments and financial technology, today announced it has entered into a definitive agreement to acquire Brazilian fintech Money Money Servicos Financeiros S.A. (“Money Money”). This transaction expands Fiserv’s services in Brazil, enabling small and medium-sized businesses (SMBs) to access capital that can be invested in the growth and maturation of their businesses.

Money Money operates a specialized financing engine connected to the receivables’ registry infrastructure regulated by the Brazil Central Bank to provide working capital and other financial solutions to SMBs, based on a robust business analysis. Its technology and expertise in the segment complement Clover’s strategy of supporting the development of Brazilian SMBs in their payment, management, and cash flow needs.

With the launch of Clover in Brazil, Clover Capital fueled by Money Money will be integrated with the Clover platform to combine risk analysis technology with the predictive performance of clients’ businesses to generate personalized offers with competitive rates. The solution advances capital to businesses with a range of payment plans, backed by future receivables based on the merchant’s prior sales transactions.

“By adding this service to our portfolio, we take an important step to boost the growth of our acquiring clients, facilitating their access to the necessary resources to invest in improvements and processes,” said Jorge Valdivia, General Manager of Fiserv in Brazil. “Our continued investment in the Brazilian market demonstrates our commitment to advance our clients’ business objectives by expanding our local capabilities.”

Clover was first introduced to the Brazilian market in December, offering a differentiated set of capabilities to local businesses that includes an all-in-one payment solution, cash flow support, native applications, and a marketplace of systems and automation tools from the company’s leading software partners (ISVs).

The acquisition is subject to regulatory approval and other customary closing conditions and is expected to close in the second quarter of 2025.

About Fiserv

Fiserv, Inc. (NYSE: FI), a Fortune 500 company, aspires to move money and information in a way that moves the world. As a global leader in payments and financial technology, the company helps clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; e-commerce; merchant acquiring and processing; and the Clover® cloud-based point-of-sale and business management platform. Fiserv is a member of the S&P 500® Index and one of Fortune® World’s Most Admired Companies™. Visit fiserv.com and follow on social media for more information and the latest company news.

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Columbus Crew acquire $250000 in General Allocation Money from Houston Dynamo FC …

COLUMBUS – The Columbus Crew announced today the acquisition of $250,000 in General Allocation Money ($125,000 in 2025 GAM and $125,000 in 2026 GAM) from Houston Dynamo FC in exchange for a 2025 International Roster Slot. TRANSACTION: Columbus Crew today acquire $250,000 in General Allocation Money ($125,000 in 2025 GAM and $125,000 in 2026 GAM) from […]

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Columbus Crew acquire $250000 in General Allocation Money from Houston Dynamo FC ...

COLUMBUS – The Columbus Crew announced today the acquisition of $250,000 in General Allocation Money ($125,000 in 2025 GAM and $125,000 in 2026 GAM) from Houston Dynamo FC in exchange for a 2025 International Roster Slot.

TRANSACTION: Columbus Crew today acquire $250,000 in General Allocation Money ($125,000 in 2025 GAM and $125,000 in 2026 GAM) from Houston Dynamo FC in exchange for a 2025 International Roster Slot.

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